Loans in Webb County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Webb County, TX.
The median household in Webb County earns $63,058 a year, 20% below the Texas median of $78,476. About 21% of residents live below the federal poverty line, and 35.3% of households rent their home. 11.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Webb County
Lenders that serve Webb County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Webb County
What Webb County borrowers use it for
deposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Webb County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Webb County
Banks with branches in Webb County
53 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| International Bank of Commerce | 17 | 1200 San Bernardo Ave, Laredo 78040 |
| PNC Bank, National Association | 7 | 802 Hidalgo St, Laredo 78040 |
| Falcon International Bank | 7 | 7718 Mcpherson Rd Bldg F, Laredo 78045 |
| First National Bank Texas | 6 | 1911 Ne Bob Bullock Loop, Laredo 78045 |
| Wells Fargo Bank, National Association | 4 | 1100 Matamoros St, Laredo 78040 |
| Commerce Bank | 3 | 5800 San Dario Ave, Laredo 78041 |
| Texas Community Bank | 3 | 6721 Mcpherson Rd, Laredo 78041 |
| Bank of America, National Association | 2 | 7676 Mcpherson Rd, Laredo 78041 |
| JPMorgan Chase Bank, National Association | 2 | 1920 Bob Bullock Loop, Laredo 78043 |
| Vantage Bank Texas | 2 | 7219 Mcpherson Rd, Laredo 78041 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Webb County
8 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Laredo | 1119 Corpus Christi St, Laredo 78040 |
| Tex Mex | 1420 Cedar Ave, Laredo 78040 |
| Laredo Fire Department | 5002 Tesoro Plz, Laredo 78041 |
| South Texas Regional | 5002 Tesoro Plz, Laredo 78041 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Webb County
Frequently asked questions
Are payday loans legal in Webb County?
Webb County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Webb County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Webb County?
Options include 53 bank and 8 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Webb County?
Fill out our short online form from anywhere in Webb County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Webb County?
Yes. You don't need to visit a branch or storefront anywhere in Webb County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Webb County with bad credit?
Yes, many lenders in our network work with Webb County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Webb County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Webb County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Webb County, TX?
You can apply at banks, credit unions and lenders in Webb County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.