Loans in Dickenson County, VA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Dickenson County, VA.
The median household in Dickenson County earns $47,254 a year, 49% below the Virginia median of $93,170. About 17% of residents live below the federal poverty line, and 23.9% of households rent their home. 15.5% of households have no home internet; our form works on any phone.
What you need for a payday loan in Dickenson County
Lenders that serve Dickenson County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Dickenson County
What Dickenson County borrowers use it for
gifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Dickenson County
Payday Loans Legal
Payday-style loans are legal in Virginia only as 'short-term loans' from lenders licensed under Chapter 18 of Title 6.2, as rewritten by the Fairness in Lending Act (effective…
Personal Loans
36% simple annual interest on licensed $300-$35,000 installment loans.
Title Loans Legal
Car title loans are legal in Virginia from lenders licensed under Chapter 22 of Title 6.2.
Banks and credit unions in Dickenson County
Banks with branches in Dickenson County
6 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Truist Bank | 2 | 23857 Dickenson Hwy, Haysi 24256 |
| New Peoples Bank, Inc. | 2 | 111 Haysi Main, Haysi 24256 |
| First Community Bank | 1 | 320 Chase Street, Clintwood 24228 |
| Farmers and Miners Bank | 1 | 5283 Dickenson Hwy, Clintwood 24228 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Dickenson County. The nearest counties with credit unions:
Credit unions in Russell County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| United Southeast | 1636 E Main St, Lebanon 24266 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Norton city
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Appalachian Community | 1448 Park Ave Nw, Norton 24273 |
Source: NCUA credit union branch data, June 30, 2026.
All Virginia counties and cities
Frequently asked questions
Are payday loans legal in Dickenson County?
Dickenson County follows Virginia law. Payday-style loans are legal in Virginia only as 'short-term loans' from lenders licensed under Chapter 18 of Title 6.2, as rewritten by the Fairness in Lending Act (effective January 1, 2021).
Are title loans legal in Dickenson County?
Car title loans are legal in Virginia from lenders licensed under Chapter 22 of Title 6.2.
Where can I get a small loan in Dickenson County?
Options include 6 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Dickenson County?
Fill out our short online form from anywhere in Dickenson County. We share it with lenders in our network that serve Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Dickenson County with bad credit?
Yes, many lenders in our network work with Dickenson County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Dickenson County?
Yes. When an unexpected bill comes up, Dickenson County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Dickenson County, VA?
You can apply at banks, credit unions and lenders in Dickenson County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Dickenson County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Dickenson County residents can start any time, and it takes about 3 minutes.