Loans in Pulaski County, VA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pulaski County, VA.
The median household in Pulaski County earns $62,028 a year, 33% below the Virginia median of $93,170. About 14% of residents live below the federal poverty line, and 26.6% of households rent their home. 14.7% of households have no home internet; our form works on any phone.
What you need for a payday loan in Pulaski County
Most Pulaski County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pulaski County
What Pulaski County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Pulaski County
Payday Loans Legal
Payday-style loans are legal in Virginia only as 'short-term loans' from lenders licensed under Chapter 18 of Title 6.2, as rewritten by the Fairness in Lending Act (effective…
Personal Loans
36% simple annual interest on licensed $300-$35,000 installment loans.
Title Loans Legal
Car title loans are legal in Virginia from lenders licensed under Chapter 22 of Title 6.2.
Banks and credit unions in Pulaski County
Banks with branches in Pulaski County
9 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The National Bank of Blacksburg | 3 | 250 N Washington Ave, Pulaski 24301 |
| Atlantic Union Bank | 1 | 2 Town Center Dr, Dublin 24084 |
| First Community Bank | 1 | 1001 Bob White Blvd, Pulaski 24301 |
| Truist Bank | 1 | 1105 Bob White Blvd, Pulaski 24301 |
| Carter Bank & Trust | 1 | 998 Memorial Dr, Pulaski 24301 |
| SKYLINE NATIONAL BANK | 1 | 7349 Peppers Ferry Blvd, Radford 24141 |
| The First Bank and Trust Company | 1 | 7305 Peppers Ferry Blvd, Fairlawn 24141 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pulaski County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Virginia | 6103 Fulk Dr Ste C, Fairlawn 24141 |
| Truliant | 7321 Peppers Ferry Blvd, Fairlawn 24141 |
Source: NCUA credit union branch data, June 30, 2026.
All Virginia counties and cities
Frequently asked questions
Are payday loans legal in Pulaski County?
Pulaski County follows Virginia law. Payday-style loans are legal in Virginia only as 'short-term loans' from lenders licensed under Chapter 18 of Title 6.2, as rewritten by the Fairness in Lending Act (effective January 1, 2021).
Are title loans legal in Pulaski County?
Car title loans are legal in Virginia from lenders licensed under Chapter 22 of Title 6.2.
Where can I get a small loan in Pulaski County?
Options include 9 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pulaski County?
Fill out our short online form from anywhere in Pulaski County. We share it with lenders in our network that serve Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Pulaski County?
Yes. You don't need to visit a branch or storefront anywhere in Pulaski County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Pulaski County?
Yes. When an unexpected bill comes up, Pulaski County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Pulaski County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pulaski County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Pulaski County, VA?
You can apply at banks, credit unions and lenders in Pulaski County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.