Loans in Russell County, VA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Russell County, VA.
The median household in Russell County earns $50,012 a year, 46% below the Virginia median of $93,170. About 17% of residents live below the federal poverty line, and 23.7% of households rent their home. 25.6% of households have no home internet; our form works on any phone.
What you need for a payday loan in Russell County
Here's what to have on hand before you start your payday loan request in Russell County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Russell County
What Russell County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Russell County
Payday Loans Legal
Payday-style loans are legal in Virginia only as 'short-term loans' from lenders licensed under Chapter 18 of Title 6.2, as rewritten by the Fairness in Lending Act (effective…
Personal Loans
36% simple annual interest on licensed $300-$35,000 installment loans.
Title Loans Legal
Car title loans are legal in Virginia from lenders licensed under Chapter 22 of Title 6.2.
Banks and credit unions in Russell County
Banks with branches in Russell County
10 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| New Peoples Bank, Inc. | 4 | 53 Commerce Dr, Honaker 24260 |
| The First Bank and Trust Company | 2 | 359 W Main St, Lebanon 24266 |
| TruPoint Bank | 1 | 32 E Main St, Lebanon 24266 |
| The Bank of Marion | 1 | 36 Library Dr, Honaker 24260 |
| Truist Bank | 1 | 1850 E Main St, Lebanon 24266 |
| First Sentinel Bank | 1 | 66 Townview Dr, Lebanon 24266 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Russell County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| United Southeast | 1636 E Main St, Lebanon 24266 |
Source: NCUA credit union branch data, June 30, 2026.
All Virginia counties and cities
Frequently asked questions
Are payday loans legal in Russell County?
Russell County follows Virginia law. Payday-style loans are legal in Virginia only as 'short-term loans' from lenders licensed under Chapter 18 of Title 6.2, as rewritten by the Fairness in Lending Act (effective January 1, 2021).
Are title loans legal in Russell County?
Car title loans are legal in Virginia from lenders licensed under Chapter 22 of Title 6.2.
Where can I get a small loan in Russell County?
Options include 10 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Russell County?
Fill out our short online form from anywhere in Russell County. We share it with lenders in our network that serve Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Russell County with bad credit?
Yes, many lenders in our network work with Russell County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Russell County?
Yes. You don't need to visit a branch or storefront anywhere in Russell County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Russell County?
Yes. When an unexpected bill comes up, Russell County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Russell County, VA?
You can apply at banks, credit unions and lenders in Russell County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.