Loans in Washington County, VA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Washington County, VA.
The median household in Washington County earns $64,552 a year, 31% below the Virginia median of $93,170. About 11% of residents live below the federal poverty line, and 24.2% of households rent their home. 12.6% of households have no home internet; our form works on any phone.
What you need for a payday loan in Washington County
Here's what to have on hand before you start your payday loan request in Washington County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Washington County
What Washington County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Washington County
Payday Loans Legal
Payday-style loans are legal in Virginia only as 'short-term loans' from lenders licensed under Chapter 18 of Title 6.2, as rewritten by the Fairness in Lending Act (effective…
Personal Loans
36% simple annual interest on licensed $300-$35,000 installment loans.
Title Loans Legal
Car title loans are legal in Virginia from lenders licensed under Chapter 22 of Title 6.2.
Banks and credit unions in Washington County
Banks with branches in Washington County
19 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Bank of Marion | 3 | 656 S Monte Vista Dr, Glade Spring 24340 |
| The First Bank and Trust Company | 3 | 667 W Main St, Abingdon 24210 |
| First Community Bank | 3 | 24412 Maringo Rd, Abingdon 24211 |
| TruPoint Bank | 2 | 914 W Main St, Abingdon 24210 |
| New Peoples Bank, Inc. | 2 | 350 W Main St, Abingdon 24210 |
| Truist Bank | 1 | 233 Wyndale Road, Abingdon 24210 |
| Wells Fargo Bank, National Association | 1 | 332 Cummings St, Abingdon 24210 |
| The National Bank of Blacksburg | 1 | 102 Wall St Sw, Abingdon 24210 |
| Legacy Bank | 1 | 498 Cummings St, Abingdon 24210 |
| Powell Valley National Bank | 1 | 24495 Lee Hwy, Abingdon 24211 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Washington County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Eastman | 16501 Highlands Center Blvd, Bristol 24202 |
| United Southeast | 1060 W Main St Ste 1, Abingdon 24210 |
Source: NCUA credit union branch data, June 30, 2026.
All Virginia counties and cities
Frequently asked questions
Are payday loans legal in Washington County?
Washington County follows Virginia law. Payday-style loans are legal in Virginia only as 'short-term loans' from lenders licensed under Chapter 18 of Title 6.2, as rewritten by the Fairness in Lending Act (effective January 1, 2021).
Are title loans legal in Washington County?
Car title loans are legal in Virginia from lenders licensed under Chapter 22 of Title 6.2.
Where can I get a small loan in Washington County?
Options include 19 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Washington County?
Fill out our short online form from anywhere in Washington County. We share it with lenders in our network that serve Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Washington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Washington County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Washington County, VA?
You can apply at banks, credit unions and lenders in Washington County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Washington County?
Yes. You don't need to visit a branch or storefront anywhere in Washington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Washington County with bad credit?
Yes, many lenders in our network work with Washington County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.