Loans in Chelan County, WA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Chelan County, WA.
The median household in Chelan County earns $82,381 a year, 16% below the Washington median of $98,141. About 8% of residents live below the federal poverty line, and 35.4% of households rent their home.
What you need for a payday loan in Chelan County
Lenders that serve Chelan County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Chelan County
What Chelan County borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Chelan County
Payday Loans Legal
Payday loans ('small loans') are legal in Washington from check cashers or sellers that hold a DFI small loan endorsement under RCW 31.45.
Personal Loans
25% simple annual interest cap plus up to 4% origination fee (Consumer Loan Act).
Title Loans Not available
Washington has no car-title-loan law.
Banks and credit unions in Chelan County
Banks with branches in Chelan County
24 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Cashmere Valley Bank | 7 | 117 Aplets Way, Cashmere 98815 |
| Glacier Bank | 4 | 220 E. Johnson Ave., Chelan 98816 |
| WaFd Bank | 3 | 101 E Johnson Ave, Chelan 98816 |
| Wells Fargo Bank, National Association | 2 | 301 N Chelan Ave, Wenatchee 98801 |
| U.S. Bank National Association | 2 | 1020 N Mission St, Wenatchee 98801 |
| Washington Trust Bank | 2 | 759 S Wenatchee Ave, Wenatchee 98801 |
| KeyBank National Association | 1 | 102 S Wenatchee Ave, Wenatchee 98801 |
| JPMorgan Chase Bank, National Association | 1 | 106 E Chelan Ave, Chelan 98816 |
| Banner Bank | 1 | 501 N Mission St, Wenatchee 98801 |
| Peoples Bank | 1 | 901 N Mission St, Wenatchee 98801 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Chelan County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Gesa | 1005 N Wenatchee Ave, Wenatchee 98801 |
| Numerica | 812 N Wenatchee Ave, Wenatchee 98801 |
| Solarity | 1111 N Mission St Ste C, Wenatchee 98801 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Chelan County
All Washington counties and cities
Frequently asked questions
Are payday loans legal in Chelan County?
Chelan County follows Washington law. Payday loans ('small loans') are legal in Washington from check cashers or sellers that hold a DFI small loan endorsement under RCW 31.45.
Are title loans legal in Chelan County?
Washington has no car-title-loan law.
Where can I get a small loan in Chelan County?
Options include 24 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Chelan County?
Fill out our short online form from anywhere in Chelan County. We share it with lenders in our network that serve Washington; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Chelan County with bad credit?
Yes, many lenders in our network work with Chelan County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Chelan County?
Yes. When an unexpected bill comes up, Chelan County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Chelan County, WA?
You can apply at banks, credit unions and lenders in Chelan County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Washington residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Chelan County?
Yes. You don't need to visit a branch or storefront anywhere in Chelan County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Washington. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.