Loans in Clallam County, WA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Clallam County, WA.
The median household in Clallam County earns $70,370 a year, 28% below the Washington median of $98,141. About 11% of residents live below the federal poverty line, and 26.3% of households rent their home.
What you need for a payday loan in Clallam County
Lenders that serve Clallam County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Clallam County
What Clallam County borrowers use it for
cover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Clallam County
Payday Loans Legal
Payday loans ('small loans') are legal in Washington from check cashers or sellers that hold a DFI small loan endorsement under RCW 31.45.
Personal Loans
25% simple annual interest cap plus up to 4% origination fee (Consumer Loan Act).
Title Loans Not available
Washington has no car-title-loan law.
Banks and credit unions in Clallam County
Banks with branches in Clallam County
25 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Fed Bank | 8 | 105 W 8th St, Port Angeles 98362 |
| Sound Community Bank | 3 | 645 W Washington St, Sequim 98382 |
| 1st Security Bank of Washington | 2 | 114 S Sequim Ave, Sequim 98382 |
| JPMorgan Chase Bank, National Association | 2 | 101 W Front St, Port Angeles 98362 |
| KeyBank National Association | 2 | 1633 E 1st St, Port Angeles 98362 |
| Heritage Bank | 2 | 716 E Front St, Port Angeles 98362 |
| U.S. Bank National Association | 2 | 134 E 7th St, Port Angeles 98362 |
| Columbia Bank | 2 | 1033 E 1st St, Port Angeles 98362 |
| WaFd Bank | 1 | 191 W Washington St, Sequim 98382 |
| Wells Fargo Bank, National Association | 1 | 501 W Washington St, Sequim 98382 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Clallam County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Great Northwest | 220 S Lincoln St, Port Angeles 98362 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Clallam County
All Washington counties and cities
Frequently asked questions
Are payday loans legal in Clallam County?
Clallam County follows Washington law. Payday loans ('small loans') are legal in Washington from check cashers or sellers that hold a DFI small loan endorsement under RCW 31.45.
Are title loans legal in Clallam County?
Washington has no car-title-loan law.
Where can I get a small loan in Clallam County?
Options include 25 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Clallam County?
Fill out our short online form from anywhere in Clallam County. We share it with lenders in our network that serve Washington; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Clallam County?
Yes. When an unexpected bill comes up, Clallam County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Clallam County with bad credit?
Yes, many lenders in our network work with Clallam County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Clallam County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Clallam County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Clallam County, WA?
You can apply at banks, credit unions and lenders in Clallam County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Washington residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.