Loans in Klickitat County, WA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Klickitat County, WA.
The median household in Klickitat County earns $71,042 a year, 28% below the Washington median of $98,141. About 13% of residents live below the federal poverty line, and 23.3% of households rent their home.
What you need for a payday loan in Klickitat County
Most Klickitat County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Klickitat County
What Klickitat County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Klickitat County
Payday Loans Legal
Payday loans ('small loans') are legal in Washington from check cashers or sellers that hold a DFI small loan endorsement under RCW 31.45.
Personal Loans
25% simple annual interest cap plus up to 4% origination fee (Consumer Loan Act).
Title Loans Not available
Washington has no car-title-loan law.
Banks and credit unions in Klickitat County
Banks with branches in Klickitat County
7 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| 1st Security Bank of Washington | 2 | 202 West Main Street, Goldendale 98620 |
| Riverview Bank | 2 | 330 E Jewett Blvd, White Salmon 98672 |
| Columbia Bank | 2 | 201 W Main St, Goldendale 98620 |
| First Interstate Bank | 1 | 111 N Oak St, Bingen 98605 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Klickitat County. The nearest counties with credit unions:
Credit unions in Yakima County
19 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Idaho Central | 223 W Moxee Ave, Moxee 98936 |
| Washington State Employees | 1400 Lakeside Ct Ste 101, Yakima 98902 |
| Gesa | 901 Triple Crown Way, Yakima 98908 |
| Hapo Community | 903 Seattle Slew Run, Yakima 98908 |
| Self-Help | 900 Yakima Valley Hwy, Sunnyside 98944 |
| Seattle Metropolitan | 1602 W Lincoln Ave Ste B, Yakima 98902 |
| Solarity | 110 N 5Th Ave, Yakima 98902 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Skamania County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Iq | 147 Sw 1St St, Stevenson 98648 |
Source: NCUA credit union branch data, June 30, 2026.
All Washington counties and cities
Frequently asked questions
Are payday loans legal in Klickitat County?
Klickitat County follows Washington law. Payday loans ('small loans') are legal in Washington from check cashers or sellers that hold a DFI small loan endorsement under RCW 31.45.
Are title loans legal in Klickitat County?
Washington has no car-title-loan law.
Where can I get a small loan in Klickitat County?
Options include 7 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Klickitat County?
Fill out our short online form from anywhere in Klickitat County. We share it with lenders in our network that serve Washington; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Klickitat County?
Yes. When an unexpected bill comes up, Klickitat County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Klickitat County with bad credit?
Yes, many lenders in our network work with Klickitat County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Klickitat County, WA?
You can apply at banks, credit unions and lenders in Klickitat County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Washington residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Klickitat County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Klickitat County residents can start any time, and it takes about 3 minutes.