Loans in Barron County, WI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Barron County, WI.
The median household in Barron County earns $65,933 a year, 15% below the Wisconsin median of $77,485. About 11% of residents live below the federal poverty line, and 22.6% of households rent their home.
What you need for a payday loan in Barron County
Lenders that serve Barron County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Barron County
What Barron County borrowers use it for
keep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Barron County
Payday Loans Legal
Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Personal Loans
No rate cap for DFI-licensed lenders; license needed above 18%.
Title Loans Legal
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Banks and credit unions in Barron County
Banks with branches in Barron County
15 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Dairy State Bank | 4 | 100 E Hepburn St, Prairie Farm 54762 |
| Sterling Bank | 3 | 234 E La Salle Ave, Barron 54812 |
| CCFBank National Association | 2 | 25 N Mill St, Barron 54812 |
| U.S. Bank National Association | 2 | 1485 2nd Ave, Cumberland 54829 |
| Community Bank of Cameron | 1 | 101 W Main St, Cameron 54822 |
| Cumberland Federal Bank, FSB | 1 | 1390 2nd Ave, Cumberland 54829 |
| Nicolet National Bank | 1 | 621 2nd St, Chetek 54728 |
| Johnson Bank | 1 | 2019 Cenex Dr, Rice Lake 54868 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Barron County
7 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Connexus | 1502 N Highway Blvd, Chetek 54728 |
| Royal | 1421 S Main St, Rice Lake 54868 |
| Westconsin | 50 S 7Th St, Barron 54812 |
| Superior Choice | 501 Macauley Ave, Rice Lake 54868 |
Source: NCUA credit union branch data, June 30, 2026.
All Wisconsin counties and cities
Frequently asked questions
Are payday loans legal in Barron County?
Barron County follows Wisconsin law. Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Are title loans legal in Barron County?
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Where can I get a small loan in Barron County?
Options include 15 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Barron County?
Fill out our short online form from anywhere in Barron County. We share it with lenders in our network that serve Wisconsin; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Barron County?
Yes. You don't need to visit a branch or storefront anywhere in Barron County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Wisconsin. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Barron County, WI?
You can apply at banks, credit unions and lenders in Barron County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Wisconsin residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Barron County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Barron County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Barron County?
Yes. When an unexpected bill comes up, Barron County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.