Loans in Columbia County, WI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Columbia County, WI.
The median household in Columbia County earns $85,351 a year, 10% above the Wisconsin median of $77,485. About 8% of residents live below the federal poverty line, and 23.3% of households rent their home.
What you need for a payday loan in Columbia County
Here's what to have on hand before you start your payday loan request in Columbia County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Columbia County
What Columbia County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Columbia County
Payday Loans Legal
Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Personal Loans
No rate cap for DFI-licensed lenders; license needed above 18%.
Title Loans Legal
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Banks and credit unions in Columbia County
Banks with branches in Columbia County
19 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Farmers and Merchants Union Bank | 6 | 159 W James St, Columbus 53925 |
| Associated Bank, National Association | 3 | 102 N Main St, Lodi 53555 |
| Bank First, N.A. | 2 | 105 S Main St, Poynette 53955 |
| National Exchange Bank and Trust | 2 | 103 N High St, Randolph 53956 |
| Bank of Wisconsin Dells | 2 | 716 Superior St, Wisconsin Dells 53965 |
| BMO Bank National Association | 2 | 2851 New Pinery Rd, Portage 53901 |
| U.S. Bank National Association | 1 | 2848 New Pinery Rd, Portage 53901 |
| Baraboo State Bank | 1 | 2830 New Pinery Rd, Portage 53901 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Columbia County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Landmark | 140 Mccrae Rd, Fall River 53932 |
| Summit | 110 Henry Dr, Portage 53901 |
| Westby Co-Op | 138 Northridge Drive, Portage 53901 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Columbia County
All Wisconsin counties and cities
Frequently asked questions
Are payday loans legal in Columbia County?
Columbia County follows Wisconsin law. Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Are title loans legal in Columbia County?
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Where can I get a small loan in Columbia County?
Options include 19 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Columbia County?
Fill out our short online form from anywhere in Columbia County. We share it with lenders in our network that serve Wisconsin; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Columbia County with bad credit?
Yes, many lenders in our network work with Columbia County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Columbia County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Columbia County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Columbia County, WI?
You can apply at banks, credit unions and lenders in Columbia County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Wisconsin residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Columbia County?
Yes. When an unexpected bill comes up, Columbia County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.