Loans in Ozaukee County, WI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Ozaukee County, WI.
The median household in Ozaukee County earns $96,996 a year, 25% above the Wisconsin median of $77,485. About 5% of residents live below the federal poverty line, and 27.1% of households rent their home.
What you need for a payday loan in Ozaukee County
Lenders that serve Ozaukee County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Ozaukee County
What Ozaukee County borrowers use it for
the fastest options online
Holiday expensesgifts and travel without maxing a card
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Ozaukee County
Payday Loans Legal
Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Personal Loans
No rate cap for DFI-licensed lenders; license needed above 18%.
Title Loans Legal
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Banks and credit unions in Ozaukee County
Banks with branches in Ozaukee County
34 FDIC-insured bank branches from 15 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Port Washington State Bank | 8 | 201 Regal Dr, Fredonia 53021 |
| BMO Bank National Association | 5 | 1425 W Mequon Rd, Mequon 53092 |
| U.S. Bank National Association | 3 | N61 W6312 Turner Street, Cedarburg 53012 |
| JPMorgan Chase Bank, National Association | 3 | 5909 W Mequon Rd, Mequon 53092 |
| Associated Bank, National Association | 3 | 222 N Wisconsin St, Port Washington 53074 |
| Bank Five Nine | 2 | 11715 N Port Washington Rd, Mequon 53092 |
| North Shore Bank | 2 | 2301 Wisconsin Ave, Grafton 53024 |
| Bank First, N.A. | 1 | W61 N529 Washington Avenue, Cedarburg 53012 |
| Horicon Bank | 1 | 2090 Wisconsin Ave, Grafton 53024 |
| Wells Fargo Bank, National Association | 1 | 11350 N Port Washington Rd, Mequon 53092 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Ozaukee County
6 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Landmark | 2190 Wisconsin Ave, Grafton 53024 |
| Summit | W61N301 Washington Ave, Cedarburg 53012 |
| Kohler | 2550 Washington St, Grafton 53024 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Ozaukee County
All Wisconsin counties and cities
Frequently asked questions
Are payday loans legal in Ozaukee County?
Ozaukee County follows Wisconsin law. Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Are title loans legal in Ozaukee County?
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Where can I get a small loan in Ozaukee County?
Options include 34 bank and 6 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Ozaukee County?
Fill out our short online form from anywhere in Ozaukee County. We share it with lenders in our network that serve Wisconsin; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Ozaukee County?
Yes. You don't need to visit a branch or storefront anywhere in Ozaukee County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Wisconsin. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Ozaukee County with bad credit?
Yes, many lenders in our network work with Ozaukee County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Ozaukee County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Ozaukee County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Ozaukee County?
Yes. When an unexpected bill comes up, Ozaukee County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.