Loans in Pierce County, WI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pierce County, WI.
The median household in Pierce County earns $92,109 a year, 19% above the Wisconsin median of $77,485. About 10% of residents live below the federal poverty line, and 25.0% of households rent their home.
What you need for a payday loan in Pierce County
Here's what to have on hand before you start your payday loan request in Pierce County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pierce County
What Pierce County borrowers use it for
cover a short gap before payday
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Pierce County
Payday Loans Legal
Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Personal Loans
No rate cap for DFI-licensed lenders; license needed above 18%.
Title Loans Legal
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Banks and credit unions in Pierce County
Banks with branches in Pierce County
11 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Hiawatha National Bank | 2 | W3532 Highway 35, Maiden Rock 54750 |
| The First National Bank of River Falls | 2 | 104 E Locust St, River Falls 54022 |
| Pillar Bank | 2 | S320 Mckay Ave, Spring Valley 54767 |
| Citizens State Bank | 1 | 601 S Main St, Elmwood 54740 |
| River Falls State Bank | 1 | 124 S 2nd St, River Falls 54022 |
| Associated Bank, National Association | 1 | 420 E Main St, Ellsworth 54011 |
| BMO Bank National Association | 1 | 1049 Campbell St N, Prescott 54021 |
| CCFBank National Association | 1 | 218 N Broadway St, Ellsworth 54011 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pierce County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Royal | 1415 Bartosh Ln, River Falls 54022 |
| Westconsin | 1430 N Acres Rd, Prescott 54021 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Pierce County
All Wisconsin counties and cities
Frequently asked questions
Are payday loans legal in Pierce County?
Pierce County follows Wisconsin law. Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Are title loans legal in Pierce County?
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Where can I get a small loan in Pierce County?
Options include 11 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pierce County?
Fill out our short online form from anywhere in Pierce County. We share it with lenders in our network that serve Wisconsin; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Pierce County with bad credit?
Yes, many lenders in our network work with Pierce County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Pierce County?
Yes. When an unexpected bill comes up, Pierce County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Pierce County, WI?
You can apply at banks, credit unions and lenders in Pierce County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Wisconsin residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Pierce County?
Yes. You don't need to visit a branch or storefront anywhere in Pierce County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Wisconsin. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.