Loans in Portage County, WI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Portage County, WI.
The median household in Portage County earns $76,070 a year, about the same as the Wisconsin median of $77,485. About 10% of residents live below the federal poverty line, and 30.3% of households rent their home.
What you need for a payday loan in Portage County
Lenders that serve Portage County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Portage County
What Portage County borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Portage County
Payday Loans Legal
Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Personal Loans
No rate cap for DFI-licensed lenders; license needed above 18%.
Title Loans Legal
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Banks and credit unions in Portage County
Banks with branches in Portage County
23 FDIC-insured bank branches from 15 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Associated Bank, National Association | 4 | 5597 Us Highway 10 E, Stevens Point 54482 |
| BMO Bank National Association | 3 | 1245 Main St, Stevens Point 54481 |
| The Portage County Bank | 2 | 1155 County Road D, Almond 54909 |
| Community First Bank | 2 | 275 W Grand Ave, Rosholt 54473 |
| U.S. Bank National Association | 2 | 5673 Us Highway 10 E, Stevens Point 54482 |
| The Pineries Bank | 1 | 3601 Main St, Stevens Point 54481 |
| The International Bank of Amherst | 1 | 103 S Main St, Amherst 54406 |
| Old National Bank | 1 | 640 Division St, Stevens Point 54481 |
| WOODTRUST BANK | 1 | 1900 Plover Rd, Plover 54467 |
| Prevail Bank | 1 | 5709 Windy Dr, Stevens Point 54482 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Portage County
14 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| Connexus | 3316 Business Park Dr, Stevens Point 54482 |
| University Of Wisconsin | 809 Division St, Stevens Point 54481 |
| Summit | 170 Crossroads Dr Ste 170, Plover 54467 |
| Covantage | 1200 Badger Ave, Stevens Point 54482 |
| Simplicity | 1201 N. Point Dr., Stevens Point 54481 |
| Valley Communities | 2940 Church St, Stevens Point 54481 |
| Members' Advantage | 1760 Plover Rd, Plover 54467 |
| Sentry | 340 Division St N, Stevens Point 54481 |
| Central Wisconsin | 1301 Post Rd, Plover 54467 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Portage County
All Wisconsin counties and cities
Frequently asked questions
Are payday loans legal in Portage County?
Portage County follows Wisconsin law. Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Are title loans legal in Portage County?
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Where can I get a small loan in Portage County?
Options include 23 bank and 14 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Portage County?
Fill out our short online form from anywhere in Portage County. We share it with lenders in our network that serve Wisconsin; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Portage County?
Yes. When an unexpected bill comes up, Portage County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Portage County?
Yes. You don't need to visit a branch or storefront anywhere in Portage County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Wisconsin. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Portage County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Portage County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Portage County with bad credit?
Yes, many lenders in our network work with Portage County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.