Loans in Sawyer County, WI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Sawyer County, WI.
The median household in Sawyer County earns $60,801 a year, 22% below the Wisconsin median of $77,485. About 16% of residents live below the federal poverty line, and 23.3% of households rent their home.
What you need for a payday loan in Sawyer County
Lenders that serve Sawyer County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Sawyer County
What Sawyer County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Sawyer County
Payday Loans Legal
Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Personal Loans
No rate cap for DFI-licensed lenders; license needed above 18%.
Title Loans Legal
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Banks and credit unions in Sawyer County
Banks with branches in Sawyer County
8 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Chippewa Valley Bank | 3 | 15755 W County Road B, Hayward 54843 |
| Shell Lake State Bank | 2 | 5836 North 1st Street, Stone Lake 54876 |
| Frandsen Bank & Trust | 1 | 10583 Main St, Hayward 54843 |
| Johnson Bank | 1 | 10631 Ushwy 63, Hayward 54843 |
| Associated Bank, National Association | 1 | 10562 Kansas Ave, Hayward 54843 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Sawyer County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Lco | 13829 W County Road B, Hayward 54843 |
| Superior Choice | 15855 Us Highway 63, Hayward 54843 |
Source: NCUA credit union branch data, June 30, 2026.
All Wisconsin counties and cities
Frequently asked questions
Are payday loans legal in Sawyer County?
Sawyer County follows Wisconsin law. Payday loans are legal in Wisconsin from lenders licensed by DFI under Wis.
Are title loans legal in Sawyer County?
Title loans are legal in Wisconsin from DFI-licensed lenders (s.
Where can I get a small loan in Sawyer County?
Options include 8 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Sawyer County?
Fill out our short online form from anywhere in Sawyer County. We share it with lenders in our network that serve Wisconsin; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Sawyer County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Sawyer County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Sawyer County, WI?
You can apply at banks, credit unions and lenders in Sawyer County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Wisconsin residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Sawyer County?
Yes. When an unexpected bill comes up, Sawyer County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Sawyer County with bad credit?
Yes, many lenders in our network work with Sawyer County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.