Payday loans in Juneau, AK
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Juneau, AK.
The median household in Juneau earns $101,661 a year, 10% above the Alaska median of $92,788. About 9% of residents live below the federal poverty line, and 36.4% of households rent their home. When an unexpected bill hits before payday, Juneau residents can request $100 to $1,000 online in minutes.
Alaska law that applies in Juneau
| Maximum loan | $500 outstanding at one time from a licensee, including all of its locations. |
|---|---|
| Fee cap | A non-refundable origination fee of up to $5, plus a fee of no more than $15 per $100 advanced or 15% of the advance, whichever is less. |
| Rollovers | Up to two consecutive renewals, each for at least 14 days and at no higher fees. |
| Loans at once | No more than $500 outstanding with a licensee at one time. |
| Payment plan | Before sending a defaulted advance to collections or suing, the lender must offer a payment plan of up to six months, with at least 5% due at signing and no added fee (except an allowed bad-check fee). |
Full rules with statute citations: Payday Loans in Alaska. Cities in Alaska cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Juneau
Lenders that serve Juneau typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Juneau
What Juneau borrowers use it for
cover a short gap before payday
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
How to get a payday loan in Juneau
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Alaska.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Alaska caps the fee at $15 per $100 (state law).
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Juneau
9 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Northrim Bank | 2 | 2094 Jordan Ave, Juneau 99801 |
| First Bank | 2 | 605 W Willoughby Ave, Juneau 99801 |
| First National Bank Alaska | 2 | 840 W 10th St, Juneau 99801 |
| Wells Fargo Bank, National Association | 2 | 123 Seward St, Juneau 99801 |
| KeyBank National Association | 1 | 8800 Glacier Hwy, Juneau 99801 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Juneau
7 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Global | 7860 Honsinger Drive, Juneau 99801 |
| Nuvision | 9101 Glacier Hwy, Juneau 99801 |
| Tongass | 8585 Old Dairy Rd, Juneau 99801 |
| True North | 2777 Postal Way, Juneau 99801 |
Source: NCUA credit union branch data, June 30, 2026.
County: Juneau City and Borough · Personal Loans in Juneau
Frequently asked questions
Can I get a payday loan in Juneau, AK?
Payday loans ("deferred deposit advances") are legal in Alaska from lenders licensed under AS 06.50. You can request one online from Juneau through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Juneau?
$500 outstanding at one time from a licensee, including all of its locations.
How much does a $300 payday loan cost in Juneau?
At Alaska's cap of $15 per $100, the fee on $300 is $45, so you would repay $345 on your due date.
How fast can I get a payday loan in Juneau?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
How do I get a payday loan in Juneau, AK?
Have a few basics ready: a government-issued ID, proof of regular income, an active checking account, and a working phone number and email. Then complete our secure online form. Lenders review your request, and many give a decision within minutes. If you're approved, you'll see the full terms before signing. Most Juneau borrowers can finish the form in about 3 minutes.
Is a payday loan installment or revolving credit?
A traditional payday loan is neither. It's a single-payment loan: you borrow a set amount and repay it, plus the fee, in one payment on your due date. An installment loan spreads repayment over several scheduled payments, and revolving credit, like a credit card, lets you borrow repeatedly up to a limit. Depending on Alaska rules, lenders may offer payday or installment options. Compare them in about 3 minutes.
What is a payday loan in Juneau?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Juneau can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Alaska rules. See if you qualify in about 3 minutes.
How much does a payday loan cost in Juneau?
A non-refundable origination fee of up to $5, plus a fee of no more than $15 per $100 advanced or 15% of the advance, whichever is less. Your lender shows the exact fee, total amount to repay, due date and APR before you sign, so you know the full cost upfront. There's no charge to use our form, and you're never obligated to accept an offer. Compare what lenders offer Juneau borrowers in about 3 minutes.
Where can I get a payday loan in Juneau?
You can visit a storefront in Juneau or request a loan online without leaving home. Our free form sends one request to multiple lenders in our network, so you don't have to apply store by store. If a lender makes you an offer, you review the terms and decide whether to accept, with no obligation. It takes about 3 minutes to see if you qualify.
Do I need to visit a store in Juneau?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.