Personal loans in Leavenworth, KS
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Leavenworth, KS.
The median household in Leavenworth earns $72,987 a year, about the same as the Kansas median of $74,275. About 12% of residents live below the federal poverty line, and 47.9% of households rent their home.
Kansas law that applies in Leavenworth
| Rate cap | Closed-end consumer loans: periodic finance charge up to 36% a year (actuarial method). |
|---|---|
| License required | Yes. |
Full rules with statute citations: Personal Loans in Kansas. Cities in Kansas cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Leavenworth
Here's what to have on hand before you start your personal loan request in Leavenworth:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Leavenworth
What Leavenworth borrowers use it for
pay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
How to get a personal loan in Leavenworth
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Leavenworth
9 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Exchange Bank & Trust | 2 | 630 Delaware St, Leavenworth 66048 |
| Citizens Federal Savings Bank | 2 | 5151 S 4th St, Leavenworth 66048 |
| Commerce Bank | 1 | 2830 S 4th St, Leavenworth 66048 |
| Mutual Savings Association | 1 | 100 S 4th St, Leavenworth 66048 |
| Armed Forces Bank, National Association | 1 | 2901 S 4th St, Leavenworth 66048 |
| First National Bank of Omaha | 1 | 2310 S 4th St, Leavenworth 66048 |
| The Citizens National Bank | 1 | 601 Delaware St, Leavenworth 66048 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Leavenworth
5 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Communityamerica | 3426 S 4Th St, Leavenworth 66048 |
| Navy Federal Credit Union | 301 Cheyenne St, Leavenworth 66048 |
| Mainstreet | 1608 S 4Th St, Leavenworth 66048 |
| Frontier Community | 690 Eisenhower Rd, Leavenworth 66048 |
| U S P L K Employees | 16055 Santa Fe Trl, Leavenworth 66048 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Leavenworth County · Payday Loans in Leavenworth · Title Loans in Leavenworth
Frequently asked questions
Can I get a personal loan with bad credit in Leavenworth?
Possibly. Lenders in our network consider applicants with fair and bad credit across Kansas, including Leavenworth. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Leavenworth, KS?
36% a year cap on closed-end consumer loans; open-end credit uncapped.
How fast can I get a personal loan in Leavenworth?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Can I get an emergency loan with bad credit in Leavenworth?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Leavenworth residents can see if they qualify in about 3 minutes.
Where can I find a loan for bad credit in Leavenworth?
You can apply at local banks and lenders in Leavenworth, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Leavenworth residents can see their options in about 3 minutes.
How can I get an emergency loan in Leavenworth?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
Do I need to visit a store in Leavenworth?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.