Personal loans in Revere, MA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Revere, MA.
The median household in Revere earns $86,969 a year, 16% below the Massachusetts median of $103,960. About 12% of residents live below the federal poverty line, and 54.4% of households rent their home.
Massachusetts law that applies in Revere
| Rate cap | Licensed small loan companies may charge no more than 23% a year on the unpaid balance (actuarial method), plus a $20 administrative fee when the loan is made. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Loans of $6,000 or less (measured by the amount the borrower actually keeps after deductions). |
Full rules with statute citations: Personal Loans in Massachusetts. Cities in Massachusetts cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Revere
Here's what to have on hand before you start your personal loan request in Revere:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Revere
What Revere borrowers use it for
pay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
How to get a personal loan in Revere
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Revere
11 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Citizens Bank, National Association | 3 | 385 Broadway, Revere 02151 |
| Rockland Trust Company | 2 | 575 Broadway, Revere 02151 |
| Manufacturers and Traders Trust Company | 1 | 310 Broadway, Revere 02151 |
| TD Bank, National Association | 1 | 411 Broadway, Revere 02151 |
| Santander Bank, N.A. | 1 | 330 Broadway, Revere 02151 |
| Bank of America, National Association | 1 | 339 Squire Rd, Revere 02151 |
| Eastern Bank | 1 | 339 Squire Rd, Revere 02151 |
| JPMorgan Chase Bank, National Association | 1 | 339 Squire Rd, Revere 02151 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Revere
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| St. Jean'S | 171 Vfw Pkwy, Revere 02151 |
| Revere Firefighters | 3 Overlook Ridge Dr, Revere 02151 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Suffolk County ·
Frequently asked questions
Can I get a personal loan with bad credit in Revere?
Possibly. Lenders in our network consider applicants with fair and bad credit across Massachusetts, including Revere. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Revere, MA?
23% APR plus $20 fee on loans up to $6,000; 20% usury above.
How fast can I get a personal loan in Revere?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Revere with our free 3-minute form.
Can I get an emergency loan with bad credit in Revere?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Revere residents can see if they qualify in about 3 minutes.
How can I get an emergency loan in Revere?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
How do I apply for a personal loan with bad credit in Revere?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
Do I need to visit a store in Revere?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.