Personal loans in Hazleton, PA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hazleton, PA.
The median household in Hazleton earns $46,177 a year, 41% below the Pennsylvania median of $77,971. About 25% of residents live below the federal poverty line, and 48.9% of households rent their home. 12.1% of households have no home internet; our form works on any phone.
Pennsylvania law that applies in Hazleton
| Rate cap | Interest or discount of up to $9.50 per $100 per year, computed on the face amount for the full term, for contracts repayable within 48 months, and $6 per $100 per year for any remainder beyond 48 months. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Loans of $25,000 or less (the face amount may exceed $25,000 by the precomputed charges). |
Full rules with statute citations: Personal Loans in Pennsylvania. Cities in Pennsylvania cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Hazleton
Lenders that serve Hazleton typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Hazleton
What Hazleton borrowers use it for
pay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Loans for your situation
How to get a personal loan in Hazleton
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Hazleton
9 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Truist Bank | 2 | 12 E Broad St, Hazleton 18201 |
| First National Bank of Pennsylvania | 2 | 1 S Church St, Hazleton 18201 |
| PNC Bank, National Association | 1 | 143 W 7th St, Hazleton 18201 |
| Community Bank, National Association | 1 | 30 S Church St, Hazleton 18201 |
| Peoples Security Bank and Trust Company | 1 | 330 W Broad St, Hazleton 18201 |
| Northwest Bank | 1 | 10 Dessen Dr, Hazleton 18202 |
| The Fidelity Deposit and Discount Bank | 1 | 383 S Poplar St, Hazleton 18201 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hazleton
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Choice One Community | 983 N Sherman Ct, Hazleton 18201 |
| Earning Tree | 239 W Mine St Ste C, Hazleton 18201 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Luzerne County ·
Frequently asked questions
Can I get a personal loan with bad credit in Hazleton?
Possibly. Lenders in our network consider applicants with fair and bad credit across Pennsylvania, including Hazleton. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Hazleton, PA?
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
How fast can I get a personal loan in Hazleton?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Hazleton residents can see their options in about 3 minutes.
Can I get an emergency loan with bad credit in Hazleton?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Hazleton residents can see if they qualify in about 3 minutes.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Hazleton with our free 3-minute form.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Hazleton borrowers who qualify.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Do I need to visit a store in Hazleton?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.