Personal loans in Lewisburg, TN
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Lewisburg, TN.
The median household in Lewisburg earns $48,341 a year, 31% below the Tennessee median of $69,595. About 20% of residents live below the federal poverty line, and 40.6% of households rent their home. 10.7% of households have no home internet; our form works on any phone.
Tennessee law that applies in Lewisburg
| Rate cap | Industrial loan and thrift registrants: a maximum effective rate of 36% a year on loans of $100 or more (2025 Pub. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Flex loan plans: outstanding principal of no more than $4,000. |
Full rules with statute citations: Personal Loans in Tennessee. Cities in Tennessee cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Lewisburg
Lenders that serve Lewisburg typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Lewisburg
What Lewisburg borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Loans for your situation
How to get a personal loan in Lewisburg
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Lewisburg
6 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Commerce Bank | 2 | 500 N Ellington Pkwy, Lewisburg 37091 |
| First Farmers and Merchants Bank | 1 | 260 N Ellington Pkwy, Lewisburg 37091 |
| First Horizon Bank | 1 | 125 1st Ave N, Lewisburg 37091 |
| First National Bank of Pulaski | 1 | 1190 N Ellington Pkwy, Lewisburg 37091 |
| CB&S Bank, Inc. | 1 | 771 N Ellington Pkwy, Lewisburg 37091 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Lewisburg
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Ascend | 1372 Rock Crusher Rd, Lewisburg 37091 |
| Heritage South Community Cu | 600 E Church St, Lewisburg 37091 |
| Tennessee Department Of Safety | 2098 Connelly Dr, Lewisburg 37091 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Marshall County · Payday Loans in Lewisburg · Title Loans in Lewisburg
Frequently asked questions
Can I get a personal loan with bad credit in Lewisburg?
Possibly. Lenders in our network consider applicants with fair and bad credit across Tennessee, including Lewisburg. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Lewisburg, TN?
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
How fast can I get a personal loan in Lewisburg?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
How can I get an emergency loan in Lewisburg?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Lewisburg with our free 3-minute form.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Lewisburg borrowers who qualify.
How long does it take to get a personal loan in Lewisburg?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Lewisburg.
Do I need to visit a store in Lewisburg?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.