Personal loans in Taylorsville, UT
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Taylorsville, UT.
The median household in Taylorsville earns $86,413 a year, 9% below the Utah median of $95,166. About 9% of residents live below the federal poverty line, and 28.8% of households rent their home.
Utah law that applies in Taylorsville
| Rate cap | The parties to a consumer credit agreement may contract for any finance charge and other charges and fees, except where another provision of Title 70C restricts it. |
|---|---|
| License required | Not a license as such: a creditor subject to the Consumer Credit Code must file a notification with DFI at least 30 days before starting business in Utah, renew it by December 31 each year, and show it is registered with NMLS. |
Full rules with statute citations: Personal Loans in Utah. Cities in Utah cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Taylorsville
Lenders that serve Taylorsville typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Taylorsville
What Taylorsville borrowers use it for
pay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
How to get a personal loan in Taylorsville
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Taylorsville
5 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| KeyBank National Association | 1 | 1939 W 4700 S, Taylorsville 84129 |
| Zions Bancorporation, N.A. | 1 | 5482 S Redwood Rd, Taylorsville 84123 |
| Wells Fargo Bank, National Association | 1 | 3981 W 4700 S, Taylorsville 84129 |
| JPMorgan Chase Bank, National Association | 1 | 5656 S Redwood Rd, Taylorsville 84123 |
| Bank of America, National Association | 1 | 5372 S Redwood Rd, Taylorsville 84123 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Taylorsville
12 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| Mountain America | 2627 W 4700 S, Taylorsville 84129 |
| Cyprus | 3578 W 4700 S, Taylorsville 84129 |
| Deseret First | 3225 W 4700 S, Taylorsville 84129 |
| America First | 2715 W 5400 S, Taylorsville 84129 |
| Security Service | 2655 W 4700 S, Taylorsville 84129 |
| Utah Community | 6189 S Redwood Rd, Taylorsville 84123 |
| Hercules First | 3141 W 4700 S, Taylorsville 84129 |
| Uintah | 1905 W 4700 S, Taylorsville 84129 |
| M G Employees | 1905 W 4700 S, Taylorsville 84129 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Salt Lake County · Payday Loans in Taylorsville · Title Loans in Taylorsville
Frequently asked questions
Can I get a personal loan with bad credit in Taylorsville?
Possibly. Lenders in our network consider applicants with fair and bad credit across Utah, including Taylorsville. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Taylorsville, UT?
No rate cap: parties may agree to any finance charge; lenders must notify DFI.
How fast can I get a personal loan in Taylorsville?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Where can I find a loan for bad credit in Taylorsville?
You can apply at local banks and lenders in Taylorsville, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
Can I get a personal loan in Taylorsville with bad credit?
Yes, it's possible. Many lenders in our network work with borrowers who have fair, poor or limited credit, and they look at factors like income and employment, not just your score. Approval and rates depend on your full profile, and nothing is guaranteed, but checking your options is free. Taylorsville residents can see if they qualify for $100 to $5,000 in about 3 minutes.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Taylorsville residents can see their options in about 3 minutes.
How can I get an emergency loan in Taylorsville?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
Do I need to visit a store in Taylorsville?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.