Loans in Pulaski County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pulaski County, AR.
The median household in Pulaski County earns $62,873 a year, about the same as the Arkansas median of $60,773. About 17% of residents live below the federal poverty line, and 43.0% of households rent their home.
What you need for a personal loan in Pulaski County
Lenders that serve Pulaski County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Pulaski County
What Pulaski County borrowers use it for
keep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Pulaski County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Pulaski County
Banks with branches in Pulaski County
187 FDIC-insured bank branches from 34 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank OZK | 17 | 18000 Cantrell Rd, Little Rock 72223 |
| Simmons Bank | 16 | 425 W Capitol Ave, Little Rock 72201 |
| Centennial Bank | 15 | 2716 Lakewood Village Pl, North Little Rock 72116 |
| Regions Bank | 14 | 800 S Shackleford Rd, Little Rock 72211 |
| Arvest Bank | 12 | 4004 Mccain Blvd, North Little Rock 72116 |
| First Security Bank | 12 | 521 President Clinton Ave, Little Rock 72201 |
| Bank of America, National Association | 9 | 2200 N Rodney Parham Rd, Little Rock 72212 |
| U.S. Bank National Association | 9 | 1 Riverfront Pl, North Little Rock 72114 |
| First Arkansas Bank and Trust | 8 | 600 W Main St, Jacksonville 72076 |
| Bank of England | 8 | 11044 Highway 165, North Little Rock 72117 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pulaski County
46 credit-union locations from 22 credit unions.
| Credit union | Location |
|---|---|
| Orion | 1201 W 3Rd St, Little Rock 72201 |
| Truservice Community | 11001 Hermitage Rd, Little Rock 72211 |
| Va Hospital | 4300 W 7Th St, Little Rock 72205 |
| Arkansas | 2424 Marshall Rd, Jacksonville 72076 |
| Barksdale | 8800 Stagecoach Rd, Little Rock 72210 |
| Hope | 8411 Interstate 30, Little Rock 72209 |
| Telcoe | 820 Louisiana St, Little Rock 72201 |
| Baptist Health | 9000 Kanis Rd, Little Rock 72205 |
| Uark | 4301 W Markham St Rm G-301, Little Rock 72205 |
| Dillard'S | 1600 Cantrell Rd, Little Rock 72201 |
| Up | 1501 Pike Ave, North Little Rock 72114 |
| Electric Cooperatives | 1 Cooperative Way, Little Rock 72209 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Pulaski County
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Pulaski County?
Pulaski County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Pulaski County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Pulaski County?
Options include 187 bank and 46 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pulaski County?
Fill out our short online form from anywhere in Pulaski County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Pulaski County?
Yes. You don't need to visit a branch or storefront anywhere in Pulaski County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arkansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Pulaski County, AR?
You can apply at banks, credit unions and lenders in Pulaski County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Pulaski County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pulaski County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Pulaski County?
Yes. When an unexpected bill comes up, Pulaski County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.