Personal loans in Maumelle, AR
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Maumelle, AR.
The median household in Maumelle earns $103,333 a year, 70% above the Arkansas median of $60,773. About 7% of residents live below the federal poverty line, and 23.6% of households rent their home.
Arkansas law that applies in Maumelle
| Rate cap | 17% per year on loans not made by or to governmental units or by Arkansas-headquartered federally insured depository institutions. |
|---|---|
| Loan sizes covered | The 17% limit is not tied to loan size. |
Full rules with statute citations: Personal Loans in Arkansas. Cities in Arkansas cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Maumelle
Here's what to have on hand before you start your personal loan request in Maumelle:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Maumelle
What Maumelle borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
How to get a personal loan in Maumelle
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Maumelle
8 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Regions Bank | 1 | 101 Country Club Pkwy, Maumelle 72113 |
| U.S. Bank National Association | 1 | 119 Audubon Dr, Maumelle 72113 |
| Bank OZK | 1 | 120 Audubon Dr, Maumelle 72113 |
| Simmons Bank | 1 | 201 Carnahan Dr, Maumelle 72113 |
| Centennial Bank | 1 | 9501 Maumelle Blvd, Maumelle 72113 |
| First Security Bank | 1 | 12005 Crystal Hill Rd, Maumelle 72113 |
| Bank of England | 1 | 650 Edgewood Dr, Maumelle 72113 |
| First Service Bank | 1 | 8901 White Oak Crossing, Maumelle 72113 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pulaski County
46 credit-union locations from 22 credit unions.
| Credit union | Location |
|---|---|
| Orion | 1201 W 3Rd St, Little Rock 72201 |
| Truservice Community | 11001 Hermitage Rd, Little Rock 72211 |
| Va Hospital | 4300 W 7Th St, Little Rock 72205 |
| Arkansas | 2424 Marshall Rd, Jacksonville 72076 |
| Barksdale | 8800 Stagecoach Rd, Little Rock 72210 |
| Hope | 8411 Interstate 30, Little Rock 72209 |
| Telcoe | 820 Louisiana St, Little Rock 72201 |
| Baptist Health | 9000 Kanis Rd, Little Rock 72205 |
| Uark | 4301 W Markham St Rm G-301, Little Rock 72205 |
| Dillard'S | 1600 Cantrell Rd, Little Rock 72201 |
| Up | 1501 Pike Ave, North Little Rock 72114 |
| Electric Cooperatives | 1 Cooperative Way, Little Rock 72209 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Pulaski County ·
Frequently asked questions
Can I get a personal loan with bad credit in Maumelle?
Possibly. Lenders in our network consider applicants with fair and bad credit across Arkansas, including Maumelle. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Maumelle, AR?
17% a year maximum for non-bank lenders, set by the state constitution.
How fast can I get a personal loan in Maumelle?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
How can I get an emergency loan in Maumelle?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
How do I apply for a personal loan with bad credit in Maumelle?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
Can I get an emergency loan with bad credit in Maumelle?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Maumelle residents can see if they qualify in about 3 minutes.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Maumelle residents can see their options in about 3 minutes.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Do I need to visit a store in Maumelle?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.