Loans in Washington County, OH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Washington County, OH.
The median household in Washington County earns $63,603 a year, 11% below the Ohio median of $71,389. About 14% of residents live below the federal poverty line, and 24.6% of households rent their home.
What you need for a payday loan in Washington County
Here's what to have on hand before you start your payday loan request in Washington County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Washington County
What Washington County borrowers use it for
gifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Washington County
Payday Loans Legal
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Personal Loans
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
Title Loans Limited
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Banks and credit unions in Washington County
Banks with branches in Washington County
25 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Peoples Bank | 9 | 138 Putnam St, Marietta 45750 |
| The Citizens Bank Company | 5 | 501 5th St, Beverly 45715 |
| First Bank of Ohio | 2 | 320 Front St, Marietta 45750 |
| JPMorgan Chase Bank, National Association | 2 | 10 Acme St, Marietta 45750 |
| The Peoples Savings Bank | 2 | Route 7, Newport 45768 |
| The Waterford Commercial and Savings Bank | 1 | 20115 State Route 339, Waterford 45786 |
| WesBanco Bank, Inc. | 1 | 200 Putnam St, Marietta 45750 |
| The Huntington National Bank | 1 | 226 3rd St, Marietta 45750 |
| First Mutual Bank, FSB | 1 | 605 Washington Blvd, Belpre 45714 |
| The Settlers Bank | 1 | 115 3rd St # 121, Marietta 45750 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Washington County
5 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Ohio Valley Community | 450L Pike St Ste L, Marietta 45750 |
| Riverview | 403 Main St, Belpre 45714 |
| Southeastern Ohio | 1106 4Th St, Marietta 45750 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Washington County
Frequently asked questions
Are payday loans legal in Washington County?
Washington County follows Ohio law. Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Are title loans legal in Washington County?
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Where can I get a small loan in Washington County?
Options include 25 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Washington County?
Fill out our short online form from anywhere in Washington County. We share it with lenders in our network that serve Ohio; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Washington County?
Yes. You don't need to visit a branch or storefront anywhere in Washington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Ohio. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Washington County, OH?
You can apply at banks, credit unions and lenders in Washington County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Ohio residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Washington County with bad credit?
Yes, many lenders in our network work with Washington County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Washington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Washington County residents can start any time, and it takes about 3 minutes.