Personal loans in Marietta, OH
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Marietta, OH.
The median household in Marietta earns $47,873 a year, 33% below the Ohio median of $71,389. About 19% of residents live below the federal poverty line, and 44.3% of households rent their home.
Ohio law that applies in Marietta
| Rate cap | Small Loan Act: 28% a year on the first $1,000 of the balance and 22% on any amount above $1,000. |
|---|---|
| License required | Yes. |
| Loan sizes covered | The Small Loan Act covers loans of $5,000 or less. |
Full rules with statute citations: Personal Loans in Ohio. Cities in Ohio cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Marietta
Most Marietta applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Marietta
What Marietta borrowers use it for
cover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
How to get a personal loan in Marietta
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Marietta
12 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Peoples Bank | 6 | 138 Putnam St, Marietta 45750 |
| First Bank of Ohio | 1 | 320 Front St, Marietta 45750 |
| WesBanco Bank, Inc. | 1 | 200 Putnam St, Marietta 45750 |
| The Huntington National Bank | 1 | 226 3rd St, Marietta 45750 |
| The Settlers Bank | 1 | 115 3rd St # 121, Marietta 45750 |
| JPMorgan Chase Bank, National Association | 1 | 10 Acme St, Marietta 45750 |
| The Citizens Bank Company | 1 | 110 2nd St, Marietta 45750 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marietta
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Ohio Valley Community | 450L Pike St Ste L, Marietta 45750 |
| Riverview | 39 Acme St, Marietta 45750 |
| Southeastern Ohio | 1106 4Th St, Marietta 45750 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Washington County · Payday Loans in Marietta
Frequently asked questions
Can I get a personal loan with bad credit in Marietta?
Possibly. Lenders in our network consider applicants with fair and bad credit across Ohio, including Marietta. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Marietta, OH?
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
How fast can I get a personal loan in Marietta?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Where can I find a loan for bad credit in Marietta?
You can apply at local banks and lenders in Marietta, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
Can I get an emergency loan with bad credit in Marietta?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Marietta residents can see if they qualify in about 3 minutes.
How do installment loans work in Marietta?
You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. Marietta residents can see installment loan offers with our free 3-minute form.
How do I apply for a personal loan with bad credit in Marietta?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
Do I need to visit a store in Marietta?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.