Loans in Marion County, OR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Marion County, OR.
The median household in Marion County earns $77,351 a year, 7% below the Oregon median of $83,011. About 13% of residents live below the federal poverty line, and 37.7% of households rent their home.
What you need for a payday loan in Marion County
Lenders that serve Marion County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Marion County
What Marion County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Marion County
Payday Loans Legal
Payday loans are legal in Oregon from lenders licensed by the Division of Financial Regulation under ORS chapter 725A.
Personal Loans
36% APR (or discount rate plus 30 points) on licensed loans up to $50,000.
Title Loans Legal
Title loans are legal in Oregon from lenders licensed under ORS 725A, with the same 36% interest cap and one-time origination fee as payday loans.
Banks and credit unions in Marion County
Banks with branches in Marion County
50 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Columbia Bank | 10 | 550 Center Street Ne, Salem 97301 |
| U.S. Bank National Association | 9 | 2263 Country Club Rd, Woodburn 97071 |
| JPMorgan Chase Bank, National Association | 7 | 5135 Commercial St Se, Salem 97306 |
| KeyBank National Association | 6 | 941 N Pacific Hwy, Woodburn 97071 |
| Wells Fargo Bank, National Association | 5 | 580 State St, Salem 97301 |
| Willamette Valley Bank | 3 | 101 High St Ne, Salem 97301 |
| Pioneer Trust Bank, National Association | 2 | 109 Commercial St Ne, Salem 97301 |
| Citizens Bank | 2 | 217 E Main St, Silverton 97381 |
| Bank of America, National Association | 2 | 3803 Center St Ne, Salem 97301 |
| Riverview Bank | 1 | 112 Main St, Aumsville 97325 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marion County
27 credit-union locations from 13 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 6015 Ulali Dr Ne, Keizer 97303 |
| Onpoint Community | 5120 River Rd N, Keizer 97303 |
| Oregon Community | 2755 Commercial St Se, Salem 97302 |
| Oregon State | 4952 River Rd N, Keizer 97303 |
| Selco Community | 3833 Commercial St Se, Salem 97302 |
| Unitus Community | 3820 Market St Ne, Salem 97301 |
| Marion And Polk Schools | 451 Division St Ne, Salem 97301 |
| Central Willamette | 852 Lancaster Dr Se, Salem 97317 |
| Heritage Grove | 631 Winter St Ne, Salem 97301 |
| Nw Preferred | 393 E Florence St, Stayton 97383 |
| Valley | 2096 Mission St Se, Salem 97302 |
| Teamsters Council #37 | 750 Browning Ave Se, Salem 97302 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Marion County
All Oregon counties and cities
Frequently asked questions
Are payday loans legal in Marion County?
Marion County follows Oregon law. Payday loans are legal in Oregon from lenders licensed by the Division of Financial Regulation under ORS chapter 725A.
Are title loans legal in Marion County?
Title loans are legal in Oregon from lenders licensed under ORS 725A, with the same 36% interest cap and one-time origination fee as payday loans.
Where can I get a small loan in Marion County?
Options include 50 bank and 27 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Marion County?
Fill out our short online form from anywhere in Marion County. We share it with lenders in our network that serve Oregon; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Marion County with bad credit?
Yes, many lenders in our network work with Marion County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Marion County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Marion County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Marion County?
Yes. When an unexpected bill comes up, Marion County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Marion County, OR?
You can apply at banks, credit unions and lenders in Marion County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Oregon residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.