Personal loans in Four Corners, OR
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Four Corners, OR.
The median household in Four Corners earns $69,669 a year, 16% below the Oregon median of $83,011. About 14% of residents live below the federal poverty line, and 34.7% of households rent their home.
Oregon law that applies in Four Corners
| Rate cap | The finance charge, as an APR, may not exceed the greater of 36% or 30 percentage points above the Federal Reserve discount window primary credit rate, set each January. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Consumer finance loans of $50,000 or less. |
Full rules with statute citations: Personal Loans in Oregon. Cities in Oregon cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Four Corners
Here's what to have on hand before you start your personal loan request in Four Corners:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Four Corners
What Four Corners borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Loans for your situation
How to get a personal loan in Four Corners
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Marion County
50 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Columbia Bank | 10 | 550 Center Street Ne, Salem 97301 |
| U.S. Bank National Association | 9 | 2263 Country Club Rd, Woodburn 97071 |
| JPMorgan Chase Bank, National Association | 7 | 5135 Commercial St Se, Salem 97306 |
| KeyBank National Association | 6 | 941 N Pacific Hwy, Woodburn 97071 |
| Wells Fargo Bank, National Association | 5 | 580 State St, Salem 97301 |
| Willamette Valley Bank | 3 | 101 High St Ne, Salem 97301 |
| Pioneer Trust Bank, National Association | 2 | 109 Commercial St Ne, Salem 97301 |
| Citizens Bank | 2 | 217 E Main St, Silverton 97381 |
| Bank of America, National Association | 2 | 3803 Center St Ne, Salem 97301 |
| Riverview Bank | 1 | 112 Main St, Aumsville 97325 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marion County
27 credit-union locations from 13 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 6015 Ulali Dr Ne, Keizer 97303 |
| Onpoint Community | 5120 River Rd N, Keizer 97303 |
| Oregon Community | 2755 Commercial St Se, Salem 97302 |
| Oregon State | 4952 River Rd N, Keizer 97303 |
| Selco Community | 3833 Commercial St Se, Salem 97302 |
| Unitus Community | 3820 Market St Ne, Salem 97301 |
| Marion And Polk Schools | 451 Division St Ne, Salem 97301 |
| Central Willamette | 852 Lancaster Dr Se, Salem 97317 |
| Heritage Grove | 631 Winter St Ne, Salem 97301 |
| Nw Preferred | 393 E Florence St, Stayton 97383 |
| Valley | 2096 Mission St Se, Salem 97302 |
| Teamsters Council #37 | 750 Browning Ave Se, Salem 97302 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Marion County · Payday Loans in Four Corners · Title Loans in Four Corners
Frequently asked questions
Can I get a personal loan with bad credit in Four Corners?
Possibly. Lenders in our network consider applicants with fair and bad credit across Oregon, including Four Corners. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Four Corners, OR?
36% APR (or discount rate plus 30 points) on licensed loans up to $50,000.
How fast can I get a personal loan in Four Corners?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Four Corners with our free 3-minute form.
How do I apply for a personal loan with bad credit in Four Corners?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
How can I get an emergency loan in Four Corners?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
Can I get an emergency loan with bad credit in Four Corners?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Four Corners residents can see if they qualify in about 3 minutes.
Do I need to visit a store in Four Corners?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.