Payday loans in Pasadena, CA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pasadena, CA.
The median household in Pasadena earns $105,192 a year, 6% above the California median of $99,122. About 13% of residents live below the federal poverty line, and 57.5% of households rent their home. When an unexpected bill hits before payday, Pasadena residents can request $100 to $1,000 online in minutes.
California law that applies in Pasadena
| Maximum loan | Your personal check cannot exceed $300. |
|---|---|
| Fee cap | The fee may not exceed 15% of the check amount ($45 on a $300 check). |
| Rollovers | Rollovers are prohibited. |
| Loans at once | A lender may not make a new payday loan to a customer while that customer has a payday loan outstanding with it. |
| Payment plan | A lender may extend the due date or offer a payment plan but does not have to. |
Full rules with statute citations: Payday Loans in California. Cities in California cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Pasadena
Lenders that serve Pasadena typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pasadena
What Pasadena borrowers use it for
handle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Loans for your situation
How to get a payday loan in Pasadena
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve California.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
California does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Pasadena
38 FDIC-insured bank branches from 21 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 6 | 860 E Colorado Blvd, Pasadena 91101 |
| Wells Fargo Bank, National Association | 4 | 350 W Colorado Blvd, Pasadena 91105 |
| Bank of America, National Association | 4 | 880 E Colorado Blvd, Pasadena 91106 |
| Citibank, National Association | 4 | 177 E Colorado Blvd, Pasadena 91105 |
| East West Bank | 2 | 135 N Los Robles Ave, Pasadena 91101 |
| U.S. Bank National Association | 2 | 70 S Lake Ave, Pasadena 91101 |
| BMO Bank National Association | 2 | 1739 E Colorado Blvd, Pasadena 91106 |
| City National Bank | 1 | 89 S Lake Ave, Pasadena 91101 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pasadena
20 credit-union locations from 14 credit unions.
| Credit union | Location |
|---|---|
| Schoolsfirst | 555 S Lake Ave, Pasadena 91101 |
| Wescom Central | 123 S Marengo Ave, Pasadena 91101 |
| Logix | 180 S Lake Ave, Pasadena 91101 |
| California | 527 S Lake Ave Ste 100, Pasadena 91101 |
| Credit Union Of Southern Ca, A | 224 N Fair Oaks Ave, Pasadena 91103 |
| Operating Engineers Local Union #3 | 100 Corson St Ste 225, Pasadena 91103 |
| Skyla | 100 Walnut St, Pasadena 91124 |
| Firefighters First | 1520 W Colorado Blvd, Pasadena 91105 |
| First City | 1 W California Blvd, Pasadena 91105 |
| The First Financial | 2900 Bradley St, Pasadena 91107 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Los Angeles County · Personal Loans in Pasadena · Title Loans in Pasadena
Frequently asked questions
Can I get a payday loan in Pasadena, CA?
Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI. You can request one online from Pasadena through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Pasadena?
Your personal check cannot exceed $300. At the maximum fee you receive $255.
How fast can I get a payday loan in Pasadena?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
What is a payday loan in Pasadena?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Pasadena can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and California rules. See if you qualify in about 3 minutes.
Is a payday loan secured or unsecured?
A payday loan is an unsecured loan. You don't put up a car, home or other property as collateral. Instead, lenders base their decision mainly on your income and checking account, and repayment is usually scheduled from that account on your due date. That keeps the process quick, since there's nothing to appraise. Pasadena residents can see if they qualify in about 3 minutes.
Where can I get a payday loan in Pasadena?
You can visit a storefront in Pasadena or request a loan online without leaving home. Our free form sends one request to multiple lenders in our network, so you don't have to apply store by store. If a lender makes you an offer, you review the terms and decide whether to accept, with no obligation. It takes about 3 minutes to see if you qualify.
Is a payday loan installment or revolving credit?
A traditional payday loan is neither. It's a single-payment loan: you borrow a set amount and repay it, plus the fee, in one payment on your due date. An installment loan spreads repayment over several scheduled payments, and revolving credit, like a credit card, lets you borrow repeatedly up to a limit. Depending on California rules, lenders may offer payday or installment options. Compare them in about 3 minutes.
How do I get a payday loan in Pasadena, CA?
Have a few basics ready: a government-issued ID, proof of regular income, an active checking account, and a working phone number and email. Then complete our secure online form. Lenders review your request, and many give a decision within minutes. If you're approved, you'll see the full terms before signing. Most Pasadena borrowers can finish the form in about 3 minutes.
Do I need to visit a store in Pasadena?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.