Payday loans in Pomona, CA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pomona, CA.
The median household in Pomona earns $79,479 a year, 20% below the California median of $99,122. About 14% of residents live below the federal poverty line, and 46.0% of households rent their home. When an unexpected bill hits before payday, Pomona residents can request $100 to $1,000 online in minutes.
California law that applies in Pomona
| Maximum loan | Your personal check cannot exceed $300. |
|---|---|
| Fee cap | The fee may not exceed 15% of the check amount ($45 on a $300 check). |
| Rollovers | Rollovers are prohibited. |
| Loans at once | A lender may not make a new payday loan to a customer while that customer has a payday loan outstanding with it. |
| Payment plan | A lender may extend the due date or offer a payment plan but does not have to. |
Full rules with statute citations: Payday Loans in California. Cities in California cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Pomona
Most Pomona applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pomona
What Pomona borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Loans for your situation
How to get a payday loan in Pomona
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve California.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
California does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Pomona
5 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| U.S. Bank National Association | 1 | 101 W Mission Blvd, Pomona 91766 |
| Wells Fargo Bank, National Association | 1 | 321 E Holt Ave, Pomona 91767 |
| Bank of America, National Association | 1 | 444 S Garey Ave, Pomona 91766 |
| Citizens Business Bank, National Association | 1 | 1095 N Garey Ave, Pomona 91767 |
| JPMorgan Chase Bank, National Association | 1 | 100 W 2nd St, Pomona 91766 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pomona
4 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Cal State L.A. | 3530 Pomona Blvd, Pomona 91768 |
| Schoolsfirst | 3801 W Temple Ave Bldg 66, Pomona 91768 |
| Credit Union Of Southern Ca, A | 737 Rio Rancho Rd, Pomona 91766 |
| Calcom | 1880 N Garey Ave Ste A, Pomona 91767 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Los Angeles County · Personal Loans in Pomona · Title Loans in Pomona
Frequently asked questions
Can I get a payday loan in Pomona, CA?
Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI. You can request one online from Pomona through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Pomona?
Your personal check cannot exceed $300. At the maximum fee you receive $255.
How fast can I get a payday loan in Pomona?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
How do I get a payday loan in Pomona, CA?
Have a few basics ready: a government-issued ID, proof of regular income, an active checking account, and a working phone number and email. Then complete our secure online form. Lenders review your request, and many give a decision within minutes. If you're approved, you'll see the full terms before signing. Most Pomona borrowers can finish the form in about 3 minutes.
Do payday lenders in Pomona check your credit?
Most payday lenders check something, but it often isn't a traditional credit report. Many focus on income and banking history and may use alternative credit data or a soft check instead of a hard pull from the major bureaus. Each lender sets its own process and will tell you what it reviews. Submitting our form is free, and you can see if you qualify in about 3 minutes.
How much does a payday loan cost in Pomona?
The fee may not exceed 15% of the check amount ($45 on a $300 check). Your lender shows the exact fee, total amount to repay, due date and APR before you sign, so you know the full cost upfront. There's no charge to use our form, and you're never obligated to accept an offer. Compare what lenders offer Pomona borrowers in about 3 minutes.
Is a payday loan secured or unsecured?
A payday loan is an unsecured loan. You don't put up a car, home or other property as collateral. Instead, lenders base their decision mainly on your income and checking account, and repayment is usually scheduled from that account on your due date. That keeps the process quick, since there's nothing to appraise. Pomona residents can see if they qualify in about 3 minutes.
How do payday loans work in Pomona?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Pomona residents can start the process online in about 3 minutes.
Do I need to visit a store in Pomona?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.