Payday loans in Hialeah, FL
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hialeah, FL.
The median household in Hialeah earns $55,594 a year, 25% below the Florida median of $74,568. About 17% of residents live below the federal poverty line, and 53.4% of households rent their home. 10.7% of households have no home internet; our form works on any phone. When an unexpected bill hits before payday, Hialeah residents can request $100 to $1,000 online in minutes.
Florida law that applies in Hialeah
| Maximum loan | $500 per single-payment loan (not counting fees). |
|---|---|
| Fee cap | Single-payment loan: fees may not exceed 10% of the amount provided, plus a verification fee (OFR states this as $5.00). |
| Rollovers | Not allowed. |
| Loans at once | One at a time, across all lenders. |
| Payment plan | Single-payment loans: if you cannot pay by the end of the term, the lender must give you a 60-day grace period at no extra charge, as long as you make an appointment with an approved consumer credit counseling agency within 7 days and finish counseling within… |
Full rules with statute citations: Payday Loans in Florida. Cities in Florida cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Hialeah
Here's what to have on hand before you start your payday loan request in Hialeah:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Hialeah
What Hialeah borrowers use it for
gifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
How to get a payday loan in Hialeah
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Florida.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Florida does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Hialeah
48 FDIC-insured bank branches from 23 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of America, National Association | 9 | 175 Hialeah Dr, Hialeah 33010 |
| JPMorgan Chase Bank, National Association | 6 | 1456 W 49th St, Hialeah 33012 |
| Regions Bank | 5 | 3700 W 12th Ave, Hialeah 33012 |
| Wells Fargo Bank, National Association | 4 | 1900 W 49th St, Hialeah 33012 |
| TD Bank, National Association | 3 | 801 W 49th St, Hialeah 33012 |
| Truist Bank | 2 | 1740 W 49th St, Hialeah 33012 |
| Ocean Bank | 2 | 1801 W 4th Ave, Hialeah 33010 |
| PNC Bank, National Association | 2 | 2400 W 60th St, Hialeah 33016 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hialeah
4 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Hialeah Municipal Employees | 501 Palm Ave, Hialeah 33010 |
| Space Coast | 1120 W 49Th St, Hialeah 33012 |
| Dade County | 1012 W 49Th St, Hialeah 33012 |
| Miami Postal Service | 6171 Nw 183Rd St, Hialeah 33015 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Miami-Dade County · Personal Loans in Hialeah · Title Loans in Hialeah
Frequently asked questions
Can I get a payday loan in Hialeah, FL?
Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes. You can request one online from Hialeah through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Hialeah?
$500 per single-payment loan (not counting fees). For an installment payday loan, neither the check amount nor the outstanding balance may exceed $1,000.
How fast can I get a payday loan in Hialeah?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
How do payday loans work in Hialeah?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Hialeah residents can start the process online in about 3 minutes.
How much does a payday loan cost in Hialeah?
Single-payment loan: fees may not exceed 10% of the amount provided, plus a verification fee (OFR states this as $5.00). Your lender shows the exact fee, total amount to repay, due date and APR before you sign, so you know the full cost upfront. There's no charge to use our form, and you're never obligated to accept an offer. Compare what lenders offer Hialeah borrowers in about 3 minutes.
What is a payday loan in Hialeah?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Hialeah can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Florida rules. See if you qualify in about 3 minutes.
Do payday loans show up on your credit report?
Many payday lenders do not report regular, on-time payments to the three major credit bureaus, so the loan often doesn't appear on a standard credit report. Some lenders and specialty bureaus do track short-term loans, and an unpaid balance sent to collections can be reported. Your lender explains its reporting policy in the loan agreement. Ready to compare offers in Hialeah? Our form takes about 3 minutes.
Do payday loans affect your credit score?
Usually only a little, if at all. Because many payday lenders don't use a traditional hard credit pull and often don't report to the major bureaus, a payday loan repaid on time typically has little effect on your score. A balance that goes unpaid and reaches collections could hurt it, so borrow an amount you can repay on your due date. Hialeah residents can see their options with our 3-minute form.
Do I need to visit a store in Hialeah?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.