Payday loans in Bettendorf, IA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Bettendorf, IA.
The median household in Bettendorf earns $100,495 a year, 34% above the Iowa median of $75,059. About 7% of residents live below the federal poverty line, and 25.0% of households rent their home. When an unexpected bill hits before payday, Bettendorf residents can request $100 to $1,000 online in minutes.
Iowa law that applies in Bettendorf
| Maximum loan | A lender may not hold checks from you totaling more than $500 at any one time. |
|---|---|
| Fee cap | $15 on the first $100 of the check and no more than $10 on each additional $100 (pro rata for part of $100). |
| Rollovers | Not allowed. |
| Loans at once | No more than 2 of your checks held by one lender (including related businesses) at a time, totaling no more than $500. |
Full rules with statute citations: Payday Loans in Iowa. Cities in Iowa cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Bettendorf
Here's what to have on hand before you start your payday loan request in Bettendorf:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Bettendorf
What Bettendorf borrowers use it for
keep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Loans for your situation
How to get a payday loan in Bettendorf
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Iowa.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Iowa does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Bettendorf
10 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Great Southern Bank | 2 | 2900 Devils Glen Rd, Bettendorf 52722 |
| Quad City Bank and Trust Company | 1 | 2118 Middle Rd, Bettendorf 52722 |
| U.S. Bank National Association | 1 | 3120 Middle Rd, Bettendorf 52722 |
| Time Bank | 1 | 2550 Middle Rd, Bettendorf 52722 |
| Wells Fargo Bank, National Association | 1 | 2001 Spruce Hills Dr, Bettendorf 52722 |
| TBK BANK, SSB | 1 | 852 Middle Road, Duck Creek Mall, Space #101, Bettendorf 52722 |
| CBI Bank & Trust | 1 | 3401 53rd Ave, Bettendorf 52722 |
| BankOrion | 1 | 1855 Middle Rd, Bettendorf 52722 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Bettendorf
10 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Greenstate | 2123 53Rd Ave, Bettendorf 52722 |
| I. H. Mississippi Valley | 2839 Aaa Ct, Bettendorf 52722 |
| Vibrant | 3230 Ridge Pt, Bettendorf 52722 |
| Dutrac Community | 2770 Middle Rd, Bettendorf 52722 |
| R.I.A. | 4343 Utica Ridge Rd, Bettendorf 52722 |
| Ascentra | 2019 Grant St, Bettendorf 52722 |
| The Family | 3355 Devils Glen Rd, Bettendorf 52722 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Scott County · Personal Loans in Bettendorf
Frequently asked questions
Can I get a payday loan in Bettendorf, IA?
Payday loans (delayed deposit services) are legal in Iowa from businesses licensed by the Division of Banking under the Delayed Deposit Services Licensing Act, Iowa Code chapter 533D. You can request one online from Bettendorf through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Bettendorf?
A lender may not hold checks from you totaling more than $500 at any one time.
How fast can I get a payday loan in Bettendorf?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Is a payday loan secured or unsecured?
A payday loan is an unsecured loan. You don't put up a car, home or other property as collateral. Instead, lenders base their decision mainly on your income and checking account, and repayment is usually scheduled from that account on your due date. That keeps the process quick, since there's nothing to appraise. Bettendorf residents can see if they qualify in about 3 minutes.
Is a payday loan installment or revolving credit?
A traditional payday loan is neither. It's a single-payment loan: you borrow a set amount and repay it, plus the fee, in one payment on your due date. An installment loan spreads repayment over several scheduled payments, and revolving credit, like a credit card, lets you borrow repeatedly up to a limit. Depending on Iowa rules, lenders may offer payday or installment options. Compare them in about 3 minutes.
How much does a payday loan cost in Bettendorf?
$15 on the first $100 of the check and no more than $10 on each additional $100 (pro rata for part of $100). Your lender shows the exact fee, total amount to repay, due date and APR before you sign, so you know the full cost upfront. There's no charge to use our form, and you're never obligated to accept an offer. Compare what lenders offer Bettendorf borrowers in about 3 minutes.
How do payday loans work in Bettendorf?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Bettendorf residents can start the process online in about 3 minutes.
What is a payday advance loan?
A payday advance loan is another name for a payday loan: a short-term advance on your next paycheck. You borrow a small amount and repay it, plus a fee, when you're next paid. The process is quick because lenders look mainly at your income and checking account. Bettendorf residents can request a payday advance online through our network in about 3 minutes.
Do I need to visit a store in Bettendorf?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.