Payday loans in Greenville, MS
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Greenville, MS.
The median household in Greenville earns $40,083 a year, 29% below the Mississippi median of $56,447. About 28% of residents live below the federal poverty line, and 46.1% of households rent their home. 18.2% of households have no home internet; our form works on any phone. When an unexpected bill hits before payday, Greenville residents can request $100 to $1,000 online in minutes.
Mississippi law that applies in Greenville
| Maximum loan | Your check (loan plus fee) may not be for more than $500, and you may not have more than $500 in total outstanding, fees included. |
|---|---|
| Fee cap | No more than $20 per $100 advanced for checks with a face amount up to $250, and no more than $21.95 per $100 advanced for checks over $250 up to $500. |
| Rollovers | A lender may not renew or extend a payday check, and a check may not be paid off with the proceeds of another check cashed by the same lender or an affiliate. |
| Loans at once | You may have more than one payday loan, but your total outstanding with a lender may not exceed $500 including fees, according to DBCF. |
| Payment plan | Mississippi law does not require a payment plan. |
Full rules with statute citations: Payday Loans in Mississippi. Cities in Mississippi cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Greenville
Most Greenville applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Greenville
What Greenville borrowers use it for
the fastest options online
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
How to get a payday loan in Greenville
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Mississippi.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Mississippi caps the fee at $20 per $100 (state law).
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Greenville
16 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Planters Bank & Trust Company | 3 | Hinds Street And Washington Avenue, Greenville 38701 |
| Guaranty Bank and Trust Company | 3 | 536 Washington Ave, Greenville 38701 |
| Regions Bank | 2 | 540 Main St, Greenville 38701 |
| The Jefferson Bank | 2 | 3008 E Reed Rd, Greenville 38703 |
| Trustmark Bank | 2 | 605 Main St, Greenville 38701 |
| Southern Bancorp Bank | 2 | 215 S Broadway St, Greenville 38701 |
| CB&S Bank, Inc. | 1 | 342 Washington Ave, Greenville 38701 |
| Woodforest National Bank | 1 | 1831 S Dr Martin L King, Greenville 38701 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Greenville
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Delta | 2339 Highway 1 S, Greenville 38701 |
| Hope | 546 Martin Luther King Dr, Greenville 38701 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Washington County · Personal Loans in Greenville · Title Loans in Greenville
Frequently asked questions
Can I get a payday loan in Greenville, MS?
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss. You can request one online from Greenville through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Greenville?
Your check (loan plus fee) may not be for more than $500, and you may not have more than $500 in total outstanding, fees included. DBCF's example: you write a $500 check, pay a $90 fee and receive $410.
How much does a $300 payday loan cost in Greenville?
At Mississippi's cap of $20 per $100, the fee on $300 is $60, so you would repay $360 on your due date.
How fast can I get a payday loan in Greenville?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Is a payday loan the same as a cash advance?
The terms are often used interchangeably. A payday loan is sometimes called a cash advance because it advances money against your next paycheck. A credit card cash advance is different: you withdraw cash against your card's credit limit, which requires available credit on a card. If you don't have card credit to tap, a payday loan through our network is a fast option. Check your options in about 3 minutes.
Do payday lenders in Greenville check your credit?
Most payday lenders check something, but it often isn't a traditional credit report. Many focus on income and banking history and may use alternative credit data or a soft check instead of a hard pull from the major bureaus. Each lender sets its own process and will tell you what it reviews. Submitting our form is free, and you can see if you qualify in about 3 minutes.
How do I get a payday loan in Greenville, MS?
Have a few basics ready: a government-issued ID, proof of regular income, an active checking account, and a working phone number and email. Then complete our secure online form. Lenders review your request, and many give a decision within minutes. If you're approved, you'll see the full terms before signing. Most Greenville borrowers can finish the form in about 3 minutes.
How much does a payday loan cost in Greenville?
No more than $20 per $100 advanced for checks with a face amount up to $250, and no more than $21.95 per $100 advanced for checks over $250 up to $500. Your lender shows the exact fee, total amount to repay, due date and APR before you sign, so you know the full cost upfront. There's no charge to use our form, and you're never obligated to accept an offer. Compare what lenders offer Greenville borrowers in about 3 minutes.
Do payday loans affect your credit score?
Usually only a little, if at all. Because many payday lenders don't use a traditional hard credit pull and often don't report to the major bureaus, a payday loan repaid on time typically has little effect on your score. A balance that goes unpaid and reaches collections could hurt it, so borrow an amount you can repay on your due date. Greenville residents can see their options with our 3-minute form.
Do I need to visit a store in Greenville?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.