Payday loans in Hazelwood, MO
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hazelwood, MO.
The median household in Hazelwood earns $55,908 a year, 21% below the Missouri median of $70,702. About 16% of residents live below the federal poverty line, and 40.9% of households rent their home. When an unexpected bill hits before payday, Hazelwood residents can request $100 to $1,000 online in minutes.
Missouri law that applies in Hazelwood
| Maximum loan | Payday loans are loans of $500 or less, and a lender (with its affiliates) may not have more than $500 in payday loans outstanding to you at one time. |
|---|---|
| Fee cap | Interest and fees are whatever the parties agree to (simple interest), but you can never be required to pay total interest and fees of more than 75% of the original loan amount for the loan and all its renewals combined. |
| Rollovers | The lender must renew the loan if you ask in writing and pay the interest and fees due, but each renewal must reduce the principal by at least 5% of the original amount, and a loan may be renewed no more than six times. |
| Loans at once | No more than $500 in payday loans outstanding with the same lender or its affiliates at one time; a loan may not be repaid with proceeds of another loan from the same lender. |
Full rules with statute citations: Payday Loans in Missouri. Cities in Missouri cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Hazelwood
Lenders that serve Hazelwood typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Hazelwood
What Hazelwood borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
How to get a payday loan in Hazelwood
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Missouri.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Missouri does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Hazelwood
4 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Midwest BankCentre | 1 | 700 James S Mcdonnell Blvd, Hazelwood 63042 |
| PNC Bank, National Association | 1 | 7600 N Lindbergh Blvd, Hazelwood 63042 |
| Bank of America, National Association | 1 | 7601 N Lindbergh Blvd, Hazelwood 63042 |
| Paramount Bank | 1 | 90 Village Square Shop Ctr, Hazelwood 63042 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hazelwood
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Communityamerica | 5952 Howdershell Rd, Hazelwood 63042 |
| Alltru | 5916 N Lindbergh Blvd, Hazelwood 63042 |
| Alliance | 6250 Howdershell Rd, Hazelwood 63042 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: St. Louis County · Personal Loans in Hazelwood · Title Loans in Hazelwood
Frequently asked questions
Can I get a payday loan in Hazelwood, MO?
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506. You can request one online from Hazelwood through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Hazelwood?
Payday loans are loans of $500 or less, and a lender (with its affiliates) may not have more than $500 in payday loans outstanding to you at one time.
How fast can I get a payday loan in Hazelwood?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
How do I get a payday loan in Hazelwood, MO?
Have a few basics ready: a government-issued ID, proof of regular income, an active checking account, and a working phone number and email. Then complete our secure online form. Lenders review your request, and many give a decision within minutes. If you're approved, you'll see the full terms before signing. Most Hazelwood borrowers can finish the form in about 3 minutes.
Do payday loans affect your credit score?
Usually only a little, if at all. Because many payday lenders don't use a traditional hard credit pull and often don't report to the major bureaus, a payday loan repaid on time typically has little effect on your score. A balance that goes unpaid and reaches collections could hurt it, so borrow an amount you can repay on your due date. Hazelwood residents can see their options with our 3-minute form.
Do payday loans show up on your credit report?
Many payday lenders do not report regular, on-time payments to the three major credit bureaus, so the loan often doesn't appear on a standard credit report. Some lenders and specialty bureaus do track short-term loans, and an unpaid balance sent to collections can be reported. Your lender explains its reporting policy in the loan agreement. Ready to compare offers in Hazelwood? Our form takes about 3 minutes.
Is a payday loan secured or unsecured?
A payday loan is an unsecured loan. You don't put up a car, home or other property as collateral. Instead, lenders base their decision mainly on your income and checking account, and repayment is usually scheduled from that account on your due date. That keeps the process quick, since there's nothing to appraise. Hazelwood residents can see if they qualify in about 3 minutes.
Where can I get a payday loan in Hazelwood?
You can visit a storefront in Hazelwood or request a loan online without leaving home. Our free form sends one request to multiple lenders in our network, so you don't have to apply store by store. If a lender makes you an offer, you review the terms and decide whether to accept, with no obligation. It takes about 3 minutes to see if you qualify.
Do I need to visit a store in Hazelwood?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.