Payday loans in Solon, OH
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Solon, OH.
The median household in Solon earns $139,089 a year, 95% above the Ohio median of $71,389. About 3% of residents live below the federal poverty line, and 15.7% of households rent their home. When an unexpected bill hits before payday, Solon residents can request $100 to $1,000 online in minutes.
Ohio law that applies in Solon
| Maximum loan | A short-term loan may not exceed $1,000. |
|---|---|
| Fee cap | Interest is capped at 28% a year. |
| Rollovers | A lender may refinance a short-term loan only if the new loan stays within the 28% interest cap and no monthly maintenance fee is charged on it. |
| Loans at once | A lender (or its affiliates or employees) may not make you a new short-term loan while you still owe it one, except a permitted refinance. |
Full rules with statute citations: Payday Loans in Ohio. Cities in Ohio cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Solon
Lenders that serve Solon typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Solon
What Solon borrowers use it for
deposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Loans for your situation
How to get a payday loan in Solon
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Ohio.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Ohio does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Solon
11 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First National Bank of Pennsylvania | 1 | 34180 Aurora Rd, Solon 44139 |
| KeyBank National Association | 1 | 33275 Aurora Rd, Solon 44139 |
| PNC Bank, National Association | 1 | 33400 Aurora Rd, Solon 44139 |
| The Huntington National Bank | 1 | 33175 Aurora Rd, Solon 44139 |
| U.S. Bank National Association | 1 | 6211 Som Center Rd, Solon 44139 |
| Fifth Third Bank, National Association | 1 | 6445 Som Center Rd, Solon 44139 |
| Citizens Bank, National Association | 1 | 6241 Som Center Rd, Solon 44139 |
| Flagstar Bank, National Association | 1 | 34400 Aurora Rd, Solon 44139 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Solon
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Solon/Chagrin Falls | 33800 Inwood Dr, Solon 44139 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Cuyahoga County · Personal Loans in Solon
Frequently asked questions
Can I get a payday loan in Solon, OH?
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019). You can request one online from Solon through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Solon?
A short-term loan may not exceed $1,000.
How fast can I get a payday loan in Solon?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Is a payday loan installment or revolving credit?
A traditional payday loan is neither. It's a single-payment loan: you borrow a set amount and repay it, plus the fee, in one payment on your due date. An installment loan spreads repayment over several scheduled payments, and revolving credit, like a credit card, lets you borrow repeatedly up to a limit. Depending on Ohio rules, lenders may offer payday or installment options. Compare them in about 3 minutes.
Where can I get a payday loan in Solon?
You can visit a storefront in Solon or request a loan online without leaving home. Our free form sends one request to multiple lenders in our network, so you don't have to apply store by store. If a lender makes you an offer, you review the terms and decide whether to accept, with no obligation. It takes about 3 minutes to see if you qualify.
What is a payday loan in Solon?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Solon can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Ohio rules. See if you qualify in about 3 minutes.
How do payday loans work in Solon?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Solon residents can start the process online in about 3 minutes.
How do I get a payday loan in Solon, OH?
Have a few basics ready: a government-issued ID, proof of regular income, an active checking account, and a working phone number and email. Then complete our secure online form. Lenders review your request, and many give a decision within minutes. If you're approved, you'll see the full terms before signing. Most Solon borrowers can finish the form in about 3 minutes.
Do I need to visit a store in Solon?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.