Personal loans in Inglewood, CA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Inglewood, CA.
The median household in Inglewood earns $72,750 a year, 27% below the California median of $99,122. About 15% of residents live below the federal poverty line, and 63.8% of households rent their home.
California law that applies in Inglewood
| Rate cap | Loans under $2,500: tiered caps of roughly 12% to 30% a year, depending on balance. |
|---|---|
| License required | Yes. |
| Loan sizes covered | The rate caps cover loans under $10,000. |
Full rules with statute citations: Personal Loans in California. Cities in California cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Inglewood
Here's what to have on hand before you start your personal loan request in Inglewood:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Inglewood
What Inglewood borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
How to get a personal loan in Inglewood
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Inglewood
10 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 2 | 11305 Crenshaw Blvd, Inglewood 90303 |
| Bank of America, National Association | 2 | 11525 Crenshaw Blvd, Inglewood 90303 |
| JPMorgan Chase Bank, National Association | 2 | 3520 W Century Blvd, Inglewood 90303 |
| U.S. Bank National Association | 2 | 500 E Manchester Blvd, Inglewood 90301 |
| Citibank, National Association | 1 | 2940 W Imperial Hwy, Inglewood 90303 |
| City First Bank, National Association | 1 | 170 N Market St, Inglewood 90301 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Inglewood
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Navy Federal Credit Union | 3451 W Century Blvd Ste B3, Inglewood 90303 |
| Schoolsfirst | 3401 W Century Blvd, Inglewood 90303 |
| California | 3550 W Century Blvd, Inglewood 90303 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Los Angeles County · Payday Loans in Inglewood · Title Loans in Inglewood
Frequently asked questions
Can I get a personal loan with bad credit in Inglewood?
Possibly. Lenders in our network consider applicants with fair and bad credit across California, including Inglewood. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Inglewood, CA?
Under $2,500: tiered 12%-30%/yr. $2,500-$9,999: 36% plus Federal Funds Rate. $10,000+: uncapped.
How fast can I get a personal loan in Inglewood?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Where can I find a loan for bad credit in Inglewood?
You can apply at local banks and lenders in Inglewood, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Inglewood borrowers who qualify.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Inglewood residents can see their options in about 3 minutes.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Inglewood with our free 3-minute form.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Do I need to visit a store in Inglewood?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.