Personal loans in Marietta, GA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Marietta, GA.
The median household in Marietta earns $72,725 a year, 6% below the Georgia median of $77,353. About 13% of residents live below the federal poverty line, and 52.8% of households rent their home.
Georgia law that applies in Marietta
| Rate cap | Installment Loan Act loans ($3,000 or less): interest up to 10% a year of the face amount of the contract (add-on), plus a loan fee and a $3 monthly maintenance charge. |
|---|---|
| License required | Yes for loans of $3,000 or less. |
| Loan sizes covered | $3,000 or less, for a term of up to 36 months and 15 days. |
Full rules with statute citations: Personal Loans in Georgia. Cities in Georgia cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Marietta
Here's what to have on hand before you start your personal loan request in Marietta:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Marietta
What Marietta borrowers use it for
keep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
How to get a personal loan in Marietta
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Marietta
70 FDIC-insured bank branches from 22 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of America, National Association | 9 | 140 Cherokee St Ne, Marietta 30060 |
| Wells Fargo Bank, National Association | 8 | 602 Roswell St Se, Marietta 30060 |
| Regions Bank | 7 | 2048 Macland Crossing Cir Sw, Marietta 30008 |
| JPMorgan Chase Bank, National Association | 7 | 1060 E Piedmont Rd, Marietta 30062 |
| Ameris Bank | 6 | 833 S Cobb Dr Se, Marietta 30060 |
| Truist Bank | 6 | 1840 Sandy Plains Rd, Marietta 30066 |
| Fifth Third Bank, National Association | 5 | 4209 Roswell Rd, Marietta 30062 |
| PNC Bank, National Association | 4 | 4244 Roswell Rd, Marietta 30062 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marietta
15 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| Vystar | 155 N Marietta Pkwy Ne, Marietta 30060 |
| Delta Community | 2627 Dallas Hwy Sw, Marietta 30064 |
| Georgia'S Own | 401 Cobb Pkwy N, Marietta 30062 |
| Associated Credit Union | Dobbins Air Reserve Base, Marietta 30060 |
| Lge Community | 590 Commerce Park Dr Se, Marietta 30060 |
| Ithink Financial | 647 Roswell St Ne, Marietta 30060 |
| Credit Union Of Georgia | 69 South Ave Se, Marietta 30060 |
| Membersfirst | 111 Tower Rd Ne, Marietta 30060 |
| Faith Connection | 1991 Lower Roswell Rd, Marietta 30068 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Cobb County · Title Loans in Marietta
Frequently asked questions
Can I get a personal loan with bad credit in Marietta?
Possibly. Lenders in our network consider applicants with fair and bad credit across Georgia, including Marietta. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Marietta, GA?
Loans $3,000 or less need an installment lender license; above $3,000, any written rate.
How fast can I get a personal loan in Marietta?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
How can I get an emergency loan in Marietta?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Marietta with our free 3-minute form.
How do I apply for a personal loan with bad credit in Marietta?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
Can I get an emergency loan with bad credit in Marietta?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Marietta residents can see if they qualify in about 3 minutes.
How long does it take to get a personal loan in Marietta?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Marietta.
Do I need to visit a store in Marietta?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.