Personal loans in Beverly Hills, MI
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Beverly Hills, MI.
The median household in Beverly Hills earns $177,412 a year, 143% above the Michigan median of $72,875. About 2% of residents live below the federal poverty line, and 5.2% of households rent their home.
Michigan law that applies in Beverly Hills
| Rate cap | A licensed lender may charge interest up to the Credit Reform Act limit of 25% a year. |
|---|---|
| License required | Lenders making loans under the Regulatory Loan Act must be licensed (the Act refers to 'licensees'). |
Full rules with statute citations: Personal Loans in Michigan. Cities in Michigan cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Beverly Hills
Most Beverly Hills applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Beverly Hills
What Beverly Hills borrowers use it for
pay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
How to get a personal loan in Beverly Hills
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Beverly Hills
2 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Independent Bank | 1 | 32800 Southfield Rd, Beverly Hills 48025 |
| Flagstar Bank, National Association | 1 | 17430 W 13 Mile Rd, Beverly Hills 48025 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Oakland County
138 credit-union locations from 45 credit unions.
| Credit union | Location |
|---|---|
| Michigan State University | Oakland Center, Suite 148, Rochester 48309 |
| Integra First | 30230 Orchard Lake Rd, Farmington Hills 48334 |
| Peoples Advantage | 30230 Orchard Lake Rd, Farmington Hills 48334 |
| Afena | 30230 Orchard Lake Rd, Farmington Hills 48334 |
| Southeast Michigan State Employees | 6230 Orchard Lake Rd, West Bloomfield 48322 |
| Lake Michigan | 34391 W 12 Mile Rd, Farmington Hills 48331 |
| Genisys | 2100 Executive Hills Dr, Auburn Hills 48326 |
| Dfcu Financial | 2765 Commerce Xing, Commerce Township 48390 |
| Lake Trust | 2550 N Squirrel Rd, Auburn Hills 48326 |
| Michigan Schools And Government | 4555 Investment Dr, Troy 48098 |
| Michigan First | 27000 Evergreen Rd, Lathrup Village 48076 |
| Dort Financial | 5600 Crooks Rd Ste 101, Troy 48098 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Oakland County · Payday Loans in Beverly Hills
Frequently asked questions
Can I get a personal loan with bad credit in Beverly Hills?
Possibly. Lenders in our network consider applicants with fair and bad credit across Michigan, including Beverly Hills. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Beverly Hills, MI?
25% APR cap for licensed lenders, plus processing fee up to 5%.
How fast can I get a personal loan in Beverly Hills?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Can I get an emergency loan with bad credit in Beverly Hills?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Beverly Hills residents can see if they qualify in about 3 minutes.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Beverly Hills borrowers who qualify.
Can I get a personal loan in Beverly Hills with bad credit?
Yes, it's possible. Many lenders in our network work with borrowers who have fair, poor or limited credit, and they look at factors like income and employment, not just your score. Approval and rates depend on your full profile, and nothing is guaranteed, but checking your options is free. Beverly Hills residents can see if they qualify for $100 to $5,000 in about 3 minutes.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Beverly Hills with our free 3-minute form.
Where can I find a loan for bad credit in Beverly Hills?
You can apply at local banks and lenders in Beverly Hills, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
Do I need to visit a store in Beverly Hills?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.