Personal loans in Maple Grove, MN
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Maple Grove, MN.
The median household in Maple Grove earns $132,731 a year, 49% above the Minnesota median of $89,062. About 4% of residents live below the federal poverty line, and 17.7% of households rent their home.
Minnesota law that applies in Maple Grove
| Rate cap | Licensed regulated lenders and financial institutions may charge the greater of (1) 21.75% APR or (2) 33% a year on the part of the balance up to $1,425 plus 19% on the part above $1,425. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Chapter 56 rates apply to loans up to $100,000 (or 15% of a Minnesota corporate licensee's capital and surplus, if greater). |
Full rules with statute citations: Personal Loans in Minnesota. Cities in Minnesota cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Maple Grove
Here's what to have on hand before you start your personal loan request in Maple Grove:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Maple Grove
What Maple Grove borrowers use it for
pay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
How to get a personal loan in Maple Grove
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Maple Grove
16 FDIC-insured bank branches from 14 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 2 | 6225 Sycamore Ln N, Maple Grove 55369 |
| The Huntington National Bank | 2 | 8150 Wedgewood Ln N, Maple Grove 55369 |
| Great Southern Bank | 1 | 7685 Zachary Ln N, Maple Grove 55369 |
| U.S. Bank National Association | 1 | 13501 80th Cir N, Maple Grove 55369 |
| Highland Bank | 1 | 13250 Grove Dr, Maple Grove 55369 |
| Americana Community Bank | 1 | 9495 Blackoaks Ln N, Maple Grove 55311 |
| Falcon National Bank | 1 | 9600 Upland Ln N, Maple Grove 55369 |
| Old National Bank | 1 | 11850 Fountains Way, Maple Grove 55369 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Maple Grove
10 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Wings | 11800 Elm Creek Blvd N, Maple Grove 55369 |
| Baxter | 2 Scimed Pl, Maple Grove 55311 |
| Blaze | 9580 Blackoaks Ln N, Maple Grove 55311 |
| Trustone Financial | 7851 Elm Creek Blvd N, Maple Grove 55369 |
| Magnifi Financial | 7951 Elm Creek Blvd N, Maple Grove 55369 |
| Topline Financial | 9353 Jefferson Hwy, Maple Grove 55369 |
| Building Trades | 12080 73Rd Ave N, Maple Grove 55369 |
| North Memorial | 15601 Grove Cir N, Maple Grove 55369 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Hennepin County · Payday Loans in Maple Grove · Title Loans in Maple Grove
Frequently asked questions
Can I get a personal loan with bad credit in Maple Grove?
Possibly. Lenders in our network consider applicants with fair and bad credit across Minnesota, including Maple Grove. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Maple Grove, MN?
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
How fast can I get a personal loan in Maple Grove?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Can I get an emergency loan with bad credit in Maple Grove?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Maple Grove residents can see if they qualify in about 3 minutes.
How long does it take to get a personal loan in Maple Grove?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Maple Grove.
Where can I find a loan for bad credit in Maple Grove?
You can apply at local banks and lenders in Maple Grove, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Maple Grove borrowers who qualify.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Maple Grove residents can see their options in about 3 minutes.
Do I need to visit a store in Maple Grove?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.