Personal loans in Taylors, SC
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Taylors, SC.
The median household in Taylors earns $77,144 a year, 11% above the South Carolina median of $69,324. About 11% of residents live below the federal poverty line, and 25.9% of households rent their home.
South Carolina law that applies in Taylors
| Rate cap | Supervised lenders: on cash advances over $600, any rate filed and posted with the Department of Consumer Affairs (no statutory maximum); on $600 or less, no more than the Consumer Finance Act charges. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Consumer Finance Act: loans of $7,500 or less. |
Full rules with statute citations: Personal Loans in South Carolina. Cities in South Carolina cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Taylors
Lenders that serve Taylors typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Taylors
What Taylors borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Loans for your situation
How to get a personal loan in Taylors
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Taylors
8 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Pinnacle Bank | 1 | 2800 Wade Hampton Blvd, Taylors 29687 |
| Truist Bank | 1 | 3255 Wade Hampton Blvd, Taylors 29687 |
| Wells Fargo Bank, National Association | 1 | 6011 Wade Hampton Blvd, Taylors 29687 |
| United Bank | 1 | 3317 Wade Hampton Boulelvard, Taylors 29687 |
| Bank of Travelers Rest | 1 | 6000 Wade Hampton Blvd, Taylors 29687 |
| Woodforest National Bank | 1 | 3027 Wade Hampton Blvd, Taylors 29687 |
| Fifth Third Bank, National Association | 1 | 2801-B Wade Hampton Blvd, Taylors 29687 |
| JPMorgan Chase Bank, National Association | 1 | 6135 Wade Hampton Blvd, Taylors 29687 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Taylors
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Spero Financial | 3237 Wade Hampton Blvd, Taylors 29687 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Greenville County · Payday Loans in Taylors · Title Loans in Taylors
Frequently asked questions
Can I get a personal loan with bad credit in Taylors?
Possibly. Lenders in our network consider applicants with fair and bad credit across South Carolina, including Taylors. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Taylors, SC?
No cap over $600 (filed and posted rates); Consumer Finance Act schedule up to $7,500.
How fast can I get a personal loan in Taylors?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Where can I find a loan for bad credit in Taylors?
You can apply at local banks and lenders in Taylors, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Taylors residents can see their options in about 3 minutes.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
How long does it take to get a personal loan in Taylors?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Taylors.
How do I apply for a personal loan with bad credit in Taylors?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
Do I need to visit a store in Taylors?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.