Personal loans in Hazel Dell, WA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hazel Dell, WA.
The median household in Hazel Dell earns $86,305 a year, 12% below the Washington median of $98,141. About 10% of residents live below the federal poverty line, and 47.6% of households rent their home.
Washington law that applies in Hazel Dell
| Rate cap | A licensee may lend at a rate of no more than 25% a year, computed by the simple interest method. |
|---|---|
| License required | Yes. |
Full rules with statute citations: Personal Loans in Washington. Cities in Washington cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Hazel Dell
Here's what to have on hand before you start your personal loan request in Hazel Dell:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Hazel Dell
What Hazel Dell borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
How to get a personal loan in Hazel Dell
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Clark County
72 FDIC-insured bank branches from 16 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 12 | 1205 Broadway St, Vancouver 98660 |
| Columbia Bank | 11 | 601 W Main St, Battle Ground 98604 |
| Riverview Bank | 10 | 900 Washington St, Vancouver 98660 |
| U.S. Bank National Association | 9 | 6407 Ne 117th Ave, Vancouver 98662 |
| Bank of America, National Association | 8 | 13411 Se Mill Plain Blvd, Vancouver 98684 |
| Wells Fargo Bank, National Association | 6 | 1800 Main St, Vancouver 98660 |
| KeyBank National Association | 5 | 19161 Se Mill Plain Blvd, Vancouver 98683 |
| Banner Bank | 3 | 3100 Se 164th Ave, Vancouver 98683 |
| Mechanics Bank | 1 | 2100 Se 164th Ave, Vancouver 98683 |
| Heritage Bank | 1 | 700 Washington St, Vancouver 98660 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Clark County
59 credit-union locations from 15 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 170 Ne 192Nd Ave Ste 401, Vancouver 98684 |
| Onpoint Community | 6711 Ne 63Rd St, Vancouver 98661 |
| Gesa | 6725 Ne 42Nd St, Vancouver 98661 |
| Peak | 7912 Ne 6Th Ave, Vancouver 98665 |
| Hapo Community | 13909 Se Mill Plain Blvd, Vancouver 98684 |
| Rivermark Community | 1910 W Fourth Plain Blvd, Vancouver 98660 |
| Columbia Community | 703 Broadway St Ste 100, Vancouver 98660 |
| Unitus Community | 800 Se 192Nd Ave, Vancouver 98683 |
| Iq | 1313 Main St, Vancouver 98660 |
| Ukrainian | 6115 Ne 114Th Ave, Vancouver 98662 |
| Pacific N W | 1650 Ne Ross St, Vancouver 98663 |
| Nw Priority | 11215 Ne 28Th St, Vancouver 98682 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Clark County · Payday Loans in Hazel Dell
Frequently asked questions
Can I get a personal loan with bad credit in Hazel Dell?
Possibly. Lenders in our network consider applicants with fair and bad credit across Washington, including Hazel Dell. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Hazel Dell, WA?
25% simple annual interest cap plus up to 4% origination fee (Consumer Loan Act).
How fast can I get a personal loan in Hazel Dell?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Hazel Dell residents can see their options in about 3 minutes.
How long does it take to get a personal loan in Hazel Dell?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Hazel Dell.
How do installment loans work in Hazel Dell?
You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. Hazel Dell residents can see installment loan offers with our free 3-minute form.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Hazel Dell borrowers who qualify.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Hazel Dell with our free 3-minute form.
Do I need to visit a store in Hazel Dell?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.