Personal loans in Green Bay, WI
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Green Bay, WI.
The median household in Green Bay earns $66,206 a year, 15% below the Wisconsin median of $77,485. About 15% of residents live below the federal poverty line, and 42.1% of households rent their home.
Wisconsin law that applies in Green Bay
| Rate cap | A licensed lender's loan made after October 31, 1984 is not subject to any maximum interest rate. |
|---|---|
| License required | A DFI license is required to make a consumer loan with a finance charge above 18% a year, to take an assignment of such a loan, or to collect it directly, with a separate license for each place of business. |
Full rules with statute citations: Personal Loans in Wisconsin. Cities in Wisconsin cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Green Bay
Lenders that serve Green Bay typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Green Bay
What Green Bay borrowers use it for
the fastest options online
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
How to get a personal loan in Green Bay
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Green Bay
40 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Associated Bank, National Association | 7 | 200 N Adams St, Green Bay 54301 |
| BMO Bank National Association | 7 | 310 W Walnut St, Green Bay 54303 |
| JPMorgan Chase Bank, National Association | 4 | 200 S Adams St, Green Bay 54301 |
| Wells Fargo Bank, National Association | 4 | 2448 University Ave, Green Bay 54302 |
| Nicolet National Bank | 4 | 920 South Huron Road, Green Bay 54311 |
| U.S. Bank National Association | 3 | 425 Pine St, Green Bay 54301 |
| North Shore Bank | 3 | 2300 S Webster Ave, Green Bay 54301 |
| Bay Bank | 2 | 2555 Packerland Dr, Green Bay 54313 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Green Bay
23 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| University Of Wisconsin | 201 University Union, Green Bay 54311 |
| Summit | 2673 Lineville Rd, Green Bay 54313 |
| Community First | 2949 Riverview Dr, Green Bay 54313 |
| Fox Communities | 2170 S Ashland Ave, Green Bay 54304 |
| Capital | 825 Morris Ave, Green Bay 54304 |
| Pcm | 601 Willard Dr, Green Bay 54304 |
| Shoreline | 2354 E Mason St, Green Bay 54302 |
| Wisconsin Medical | 1677 S Webster Ave, Green Bay 54301 |
| Service | 2850 S Ashland Ave, Green Bay 54304 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Brown County · Payday Loans in Green Bay · Title Loans in Green Bay
Frequently asked questions
Can I get a personal loan with bad credit in Green Bay?
Possibly. Lenders in our network consider applicants with fair and bad credit across Wisconsin, including Green Bay. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Green Bay, WI?
No rate cap for DFI-licensed lenders; license needed above 18%.
How fast can I get a personal loan in Green Bay?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Can I get a personal loan in Green Bay with bad credit?
Yes, it's possible. Many lenders in our network work with borrowers who have fair, poor or limited credit, and they look at factors like income and employment, not just your score. Approval and rates depend on your full profile, and nothing is guaranteed, but checking your options is free. Green Bay residents can see if they qualify for $100 to $5,000 in about 3 minutes.
How do installment loans work in Green Bay?
You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. Green Bay residents can see installment loan offers with our free 3-minute form.
Are personal loans bad for your credit?
Not necessarily. Checking offers often uses a soft inquiry that doesn't affect your score, though a lender may do a hard pull before final approval. Once you have the loan, on-time payments can help build your credit history, especially with lenders that report to the major bureaus, while missed payments can lower your score. Green Bay residents can see their options in about 3 minutes.
How long does it take to get a personal loan in Green Bay?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Green Bay.
Do I need to visit a store in Green Bay?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.