Car title loans in Kendall, FL
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Kendall, FL.
The median household in Kendall earns $87,325 a year, 17% above the Florida median of $74,568. About 11% of residents live below the federal poverty line, and 37.8% of households rent their home. 6.1% of Kendall households have no vehicle — a title loan is only an option if you own a car outright or nearly so.
Florida law that applies in Kendall
| Rate cap | 30% a year on the first $2,000 of principal, 24% a year on the part between $2,000 and $3,000, and 18% a year on the part above $3,000. |
|---|---|
| Repossession rules | At least 10 days before selling a repossessed vehicle, the lender must tell you the date, time and place of the sale and give you a written accounting of what you owe. |
Full rules with statute citations: Title Loans in Florida. Cities in Florida cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a title loan in Kendall
Lenders that serve Kendall typically ask for the following:
- A car, truck or motorcycle you own outright or nearly paid off
- The vehicle title in your name (lien-free or close to it)
- A government-issued photo ID that matches the title
- Proof of income (some lenders ask; many accept benefits)
- Photos of the vehicle or a quick inspection
Popular loan amounts in Kendall
What Kendall borrowers use it for
the fastest options online
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Loans for your situation
How to get a title loan in Kendall
- Fill out the short form with your car's year, make and mileage.
- Matched lenders contact you to value the car (some use photos).
- Review the amount, monthly rate, APR and repossession terms before you sign.
- Keep driving while you repay; the lien is removed when you pay in full.
Estimate your cost
Title loan calculator
Many title lenders lend 25%–50% of a vehicle's value, and you keep driving your car. Estimate only; your lender shows exact terms.
Banks and credit unions in the area
Credit unions in Kendall
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Power Financial | 8228 Mills Dr, Kendall 33183 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Miami-Dade County · Payday Loans in Kendall · Personal Loans in Kendall
Frequently asked questions
Can I get a title loan in Kendall, FL?
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size. You can start online; the lender will need to see the car and a lien-free (or nearly paid-off) title in your name.
What happens if I miss a title loan payment in Kendall?
At least 10 days before selling a repossessed vehicle, the lender must tell you the date, time and place of the sale and give you a written accounting of what you owe. Until the sale, you can get the vehicle back by paying principal, interest through the repossession date and reasonable repossession and sale expenses.
Can I refinance my title loan in Kendall?
Often, yes. Some lenders let you refinance an existing title loan into a new loan with a different payment amount or term, and a new lender may be able to pay off your current one. Options depend on your vehicle's value, your income and Florida rules. Enter your details on our form to see what lenders in our network can offer you. It takes about 3 minutes.
How do title loans work in Kendall, FL?
You share details about your vehicle and income, the lender estimates the car's value, and if you're approved you receive an offer based on a portion of that value. You sign the agreement, the lender records a lien on your title, and you get your funds, often quickly. You keep driving while you repay. Start your request online and see your options in about 3 minutes.
Can I get a title loan on a financed car in Kendall?
Sometimes. If you still owe money on your car, some lenders may approve a title loan based on your equity, meaning the car's value minus what you owe. Others require a title that's fully paid off and in your name. Because policies vary, enter your vehicle and current loan details on our form, and lenders serving Florida will tell you what they can offer.
How much can I get for a title loan in Kendall?
The amount depends mainly on your vehicle's value, along with your income and Florida rules. Lenders typically offer a portion of what your car is worth, so newer vehicles with lower mileage usually qualify for more. You'll see the exact amount and terms before signing. Enter your vehicle's details on our form to see what lenders may offer. It takes about 3 minutes.
Can I get a title loan with a salvage or rebuilt title?
It's harder, but not always impossible. Many lenders require a clean title, while some will consider a rebuilt title after the car has passed inspection. Salvage titles are rarely accepted because the vehicle's value is hard to confirm. If your title is branded, mention it on our form so lenders serving Kendall can tell you upfront whether they can help. It takes about 3 minutes.
Do I need to visit a store in Kendall?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.