Car title loans in Bethany, OR
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Bethany, OR.
The median household in Bethany earns $167,735 a year, 102% above the Oregon median of $83,011. About 4% of residents live below the federal poverty line, and 33.6% of households rent their home. 3.4% of Bethany households have no vehicle — a title loan is only an option if you own a car outright or nearly so.
Oregon law that applies in Bethany
| Rate cap | 36% a year, plus a one-time origination fee of $10 per $100 or $30, whichever is less. |
|---|---|
| Maximum term | At least 31 days and no more than 60 days. |
| Repossession rules | The contract may not let interest keep running after the vehicle is repossessed. |
Full rules with statute citations: Title Loans in Oregon. Cities in Oregon cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a title loan in Bethany
Lenders that serve Bethany typically ask for the following:
- A car, truck or motorcycle you own outright or nearly paid off
- The vehicle title in your name (lien-free or close to it)
- A government-issued photo ID that matches the title
- Proof of income (some lenders ask; many accept benefits)
- Photos of the vehicle or a quick inspection
Popular loan amounts in Bethany
What Bethany borrowers use it for
cover a short gap before payday
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
How to get a title loan in Bethany
- Fill out the short form with your car's year, make and mileage.
- Matched lenders contact you to value the car (some use photos).
- Review the amount, monthly rate, APR and repossession terms before you sign.
- Keep driving while you repay; the lien is removed when you pay in full.
Estimate your cost
Title loan calculator
Many title lenders lend 25%–50% of a vehicle's value, and you keep driving your car. Estimate only; your lender shows exact terms.
Banks and credit unions in the area
Credit unions in Washington County
41 credit-union locations from 17 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 2929 Sw Cedar Hills Blvd Bldg 19, Beaverton 97005 |
| Onpoint Community | 2755 Sw Cedar Hills Blvd Ste 100, Beaverton 97005 |
| Peak | 2597 Sw Cedar Hills Blvd Ste 110, Beaverton 97005 |
| Rivermark Community | 2905 Sw Cedar Hills Blvd, Beaverton 97005 |
| Oregon State | 25529 Sw Gwen Dr, Wilsonville 97070 |
| Unitus Community | 3215 Sw Cedar Hills Blvd, Beaverton 97005 |
| Iq | 21604 Sw Langer Farms Pkwy # C101, Sherwood 97140 |
| First Community | 434 Se Washington St, Hillsboro 97123 |
| Consolidated | 9205 Sw Barnes Rd, Portland 97225 |
| Wauna | 3532 Pacific Ave, Forest Grove 97116 |
| Oregonians | 11240 Sw Allen Blvd, Beaverton 97005 |
| Inroads | 6175 Ne Cornell Rd, Hillsboro 97124 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Washington County · Payday Loans in Bethany · Personal Loans in Bethany
Frequently asked questions
Can I get a title loan in Bethany, OR?
Title loans are legal in Oregon from lenders licensed under ORS 725A, with the same 36% interest cap and one-time origination fee as payday loans. You can start online; the lender will need to see the car and a lien-free (or nearly paid-off) title in your name.
What happens if I miss a title loan payment in Bethany?
The contract may not let interest keep running after the vehicle is repossessed. The lender may not require or accept your keys.
Can I refinance my title loan in Bethany?
Often, yes. Some lenders let you refinance an existing title loan into a new loan with a different payment amount or term, and a new lender may be able to pay off your current one. Options depend on your vehicle's value, your income and Oregon rules. Enter your details on our form to see what lenders in our network can offer you. It takes about 3 minutes.
Can I get a title loan online in Bethany?
Yes. Many title lenders let you start and complete most of the process online. You enter your vehicle and income details, then upload photos of your car, title and ID instead of visiting a store. Some lenders may still ask for a quick in-person inspection. Funds are usually sent to your bank account. Start your Bethany title loan request in about 3 minutes.
What do I need for a title loan in Bethany?
Most lenders ask for a vehicle title in your name, ideally free of other liens, a valid government-issued ID, proof of income, proof of residence in Oregon, and the vehicle itself for photos or a quick inspection. Some lenders also ask for proof of insurance or a spare key. Requirements vary by lender. Start our 3-minute form to see what lenders need from you.
What is a title loan in Bethany?
A title loan is a loan secured by your vehicle's title. The lender holds a lien on your car while you keep driving it, and the lien is released once the loan is repaid. Because the car secures the loan, approval depends largely on your vehicle's value, not just your credit. Bethany drivers can start a title loan request online in about 3 minutes.
How do title loans work in Bethany, OR?
You share details about your vehicle and income, the lender estimates the car's value, and if you're approved you receive an offer based on a portion of that value. You sign the agreement, the lender records a lien on your title, and you get your funds, often quickly. You keep driving while you repay. Start your request online and see your options in about 3 minutes.
Do I need to visit a store in Bethany?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.