Loans in Prince George's County, MD: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Prince George's County, MD.
The median household in Prince George's County earns $101,798 a year, about the same as the Maryland median of $103,678. About 11% of residents live below the federal poverty line, and 37.7% of households rent their home.
What you need for a personal loan in Prince George's County
Here's what to have on hand before you start your personal loan request in Prince George's County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Prince George's County
What Prince George's County borrowers use it for
gifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Prince George's County
Payday Loans Not available
Payday loans are effectively illegal in Maryland: anyone lending $25,000 or less may not charge more than the state's rate caps (33% a year on the first $1,000 of small loans),…
Personal Loans
33% APR on first $1,000 (loans to $2,000); 24% otherwise.
Title Loans Not available
Car title loans are subject to Maryland's consumer lending laws, licensing and rate caps (33%/24%), so high-cost title loans are not allowed.
Banks and credit unions in Prince George's County
Banks with branches in Prince George's County
106 FDIC-insured bank branches from 16 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Truist Bank | 20 | 15924 Crain Hwy, Brandywine 20613 |
| Bank of America, National Association | 19 | 8901 Woodyard Rd, Clinton 20735 |
| PNC Bank, National Association | 11 | 3323 Stonybrook Drive, Bowie 20715 |
| Manufacturers and Traders Trust Company | 9 | 14700 Main St, Upper Marlboro 20772 |
| Wells Fargo Bank, National Association | 9 | 7700 Landover Rd, Landover 20785 |
| Capital One, National Association | 7 | 6226 Greenbelt Rd, Greenbelt 20770 |
| JPMorgan Chase Bank, National Association | 6 | 7417 Baltimore Ave, College Park 20740 |
| Atlantic Union Bank | 5 | 6089 Oxon Hill Rd, Oxon Hill 20745 |
| TD Bank, National Association | 5 | 8211 Annapolis Rd, Hyattsville 20784 |
| WesBanco Bank, Inc. | 4 | 1525 Pointer Ridge Pl, Bowie 20716 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Prince George's County
47 credit-union locations from 23 credit unions.
| Credit union | Location |
|---|---|
| Andrews Federal Credit Union | 5711 Allentown Rd, Suitland 20746 |
| Fedchoice | 10001 Willowdale Rd, Lanham 20706 |
| Prince George'S Community | 15201 Hall Rd, Bowie 20721 |
| Police | 9100 Presidential Pkwy, Upper Marlboro 20772 |
| None Suffer Lack | 4929 Allentown Rd, Suitland 20746 |
| Navy Federal Credit Union | 2200 Petrie Ln, Glenarden 20706 |
| State Employees Cu Of Maryland, Inc | 6011 Greenbelt Rd, Berwyn Heights 20740 |
| Nasa | 500 Prince Georges Blvd, Upper Marlboro 20774 |
| Tower | 7901 Sandy Spring Rd, Laurel 20707 |
| Educational Systems | 7500 Greenway Center Dr, Greenbelt 20770 |
| Lafayette | 7537 Greenbelt Rd, Greenbelt 20770 |
| U S Postal Service | 7905 Malcolm Rd Ste 311, Clinton 20735 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Prince George's County
All Maryland counties and cities
Frequently asked questions
Are payday loans legal in Prince George's County?
Prince George's County follows Maryland law. Payday loans are effectively illegal in Maryland: anyone lending $25,000 or less may not charge more than the state's rate caps (33% a year on the first $1,000 of small loans), which rules out typical payday pricing.
Are title loans legal in Prince George's County?
Car title loans are subject to Maryland's consumer lending laws, licensing and rate caps (33%/24%), so high-cost title loans are not allowed.
Where can I get a small loan in Prince George's County?
Options include 106 bank and 47 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Prince George's County?
Fill out our short online form from anywhere in Prince George's County. We share it with lenders in our network that serve Maryland; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Prince George's County?
Yes. You don't need to visit a branch or storefront anywhere in Prince George's County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Maryland. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Prince George's County?
Yes. When an unexpected bill comes up, Prince George's County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Prince George's County with bad credit?
Yes, many lenders in our network work with Prince George's County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Prince George's County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Prince George's County residents can start any time, and it takes about 3 minutes.