Personal loans in Suitland, MD
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Suitland, MD.
The median household in Suitland earns $71,585 a year, 31% below the Maryland median of $103,678. About 14% of residents live below the federal poverty line, and 63.4% of households rent their home.
Maryland law that applies in Suitland
| Rate cap | Interest on loans of $2,000 or less is capped at 2.75% a month (33% a year) on the first $1,000 and 2% a month (24% a year) on the rest; loans over $2,000 are capped at 2% a month (24% a year) on the whole loan. |
|---|---|
| License required | Most consumer lenders must be licensed by the Commissioner of Financial Regulation; licenses can be checked on NMLS Consumer Access. |
| Loan sizes covered | The rate limits apply to anyone lending $25,000 or less (subject to certain exceptions). |
Full rules with statute citations: Personal Loans in Maryland. Cities in Maryland cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Suitland
Most Suitland applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Suitland
What Suitland borrowers use it for
cover a short gap before payday
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Loans for your situation
How to get a personal loan in Suitland
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Prince George's County
106 FDIC-insured bank branches from 16 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Truist Bank | 20 | 15924 Crain Hwy, Brandywine 20613 |
| Bank of America, National Association | 19 | 8901 Woodyard Rd, Clinton 20735 |
| PNC Bank, National Association | 11 | 3323 Stonybrook Drive, Bowie 20715 |
| Manufacturers and Traders Trust Company | 9 | 14700 Main St, Upper Marlboro 20772 |
| Wells Fargo Bank, National Association | 9 | 7700 Landover Rd, Landover 20785 |
| Capital One, National Association | 7 | 6226 Greenbelt Rd, Greenbelt 20770 |
| JPMorgan Chase Bank, National Association | 6 | 7417 Baltimore Ave, College Park 20740 |
| Atlantic Union Bank | 5 | 6089 Oxon Hill Rd, Oxon Hill 20745 |
| TD Bank, National Association | 5 | 8211 Annapolis Rd, Hyattsville 20784 |
| WesBanco Bank, Inc. | 4 | 1525 Pointer Ridge Pl, Bowie 20716 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Suitland
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Andrews Federal Credit Union | 5711 Allentown Rd, Suitland 20746 |
| None Suffer Lack | 4929 Allentown Rd, Suitland 20746 |
| Dept Of Labor | 4600 Silver Hill Rd, Suitland 20746 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Prince George's County ·
Frequently asked questions
Can I get a personal loan with bad credit in Suitland?
Possibly. Lenders in our network consider applicants with fair and bad credit across Maryland, including Suitland. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Suitland, MD?
33% APR on first $1,000 (loans to $2,000); 24% otherwise.
How fast can I get a personal loan in Suitland?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
How do installment loans work in Suitland?
You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. Suitland residents can see installment loan offers with our free 3-minute form.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Suitland borrowers who qualify.
Where can I find a loan for bad credit in Suitland?
You can apply at local banks and lenders in Suitland, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
How do I apply for a personal loan with bad credit in Suitland?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Do I need to visit a store in Suitland?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.