Personal loans in Landover, MD
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Landover, MD.
The median household in Landover earns $72,100 a year, 30% below the Maryland median of $103,678. About 20% of residents live below the federal poverty line, and 53.9% of households rent their home.
Maryland law that applies in Landover
| Rate cap | Interest on loans of $2,000 or less is capped at 2.75% a month (33% a year) on the first $1,000 and 2% a month (24% a year) on the rest; loans over $2,000 are capped at 2% a month (24% a year) on the whole loan. |
|---|---|
| License required | Most consumer lenders must be licensed by the Commissioner of Financial Regulation; licenses can be checked on NMLS Consumer Access. |
| Loan sizes covered | The rate limits apply to anyone lending $25,000 or less (subject to certain exceptions). |
Full rules with statute citations: Personal Loans in Maryland. Cities in Maryland cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Landover
Lenders that serve Landover typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Landover
What Landover borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Loans for your situation
How to get a personal loan in Landover
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Landover
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 1 | 7700 Landover Rd, Landover 20785 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Prince George's County
47 credit-union locations from 23 credit unions.
| Credit union | Location |
|---|---|
| Andrews Federal Credit Union | 5711 Allentown Rd, Suitland 20746 |
| Fedchoice | 10001 Willowdale Rd, Lanham 20706 |
| Prince George'S Community | 15201 Hall Rd, Bowie 20721 |
| Police | 9100 Presidential Pkwy, Upper Marlboro 20772 |
| None Suffer Lack | 4929 Allentown Rd, Suitland 20746 |
| Navy Federal Credit Union | 2200 Petrie Ln, Glenarden 20706 |
| State Employees Cu Of Maryland, Inc | 6011 Greenbelt Rd, Berwyn Heights 20740 |
| Nasa | 500 Prince Georges Blvd, Upper Marlboro 20774 |
| Tower | 7901 Sandy Spring Rd, Laurel 20707 |
| Educational Systems | 7500 Greenway Center Dr, Greenbelt 20770 |
| Lafayette | 7537 Greenbelt Rd, Greenbelt 20770 |
| U S Postal Service | 7905 Malcolm Rd Ste 311, Clinton 20735 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Prince George's County ·
Frequently asked questions
Can I get a personal loan with bad credit in Landover?
Possibly. Lenders in our network consider applicants with fair and bad credit across Maryland, including Landover. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Landover, MD?
33% APR on first $1,000 (loans to $2,000); 24% otherwise.
How fast can I get a personal loan in Landover?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Can I get a personal loan in Landover with bad credit?
Yes, it's possible. Many lenders in our network work with borrowers who have fair, poor or limited credit, and they look at factors like income and employment, not just your score. Approval and rates depend on your full profile, and nothing is guaranteed, but checking your options is free. Landover residents can see if they qualify for $100 to $5,000 in about 3 minutes.
How can I get an emergency loan in Landover?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Landover with our free 3-minute form.
Can I get an emergency loan with bad credit in Landover?
Yes, many emergency loan lenders consider borrowers with bad credit. They often put more weight on your current income and ability to repay than on past credit problems. Approval isn't guaranteed, but applying through our network lets you reach multiple lenders with a single request instead of applying again and again. Landover residents can see if they qualify in about 3 minutes.
How long does it take to get a personal loan in Landover?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Landover.
Do I need to visit a store in Landover?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.