Payday loans in Shreveport, LA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Shreveport, LA.
The median household in Shreveport earns $48,699 a year, 20% below the Louisiana median of $60,756. About 24% of residents live below the federal poverty line, and 46.7% of households rent their home. 12.0% of households have no home internet; our form works on any phone. When an unexpected bill hits before payday, Shreveport residents can request $100 to $1,000 online in minutes.
Louisiana law that applies in Shreveport
| Maximum loan | For September 1, 2026 to August 31, 2027, the most a lender may pay you on a payday loan (deferred presentment) is $740; a 'small loan' is limited to $370. |
|---|---|
| Fee cap | The fee may not be more than 16.75% of the face amount of your check. |
| Rollovers | Renewals and rollovers are banned. |
| Payment plan | Once in any 12-month period, if you can't repay, you may ask in writing before the due date (or within 72 hours after a hospital discharge) for an extended payment plan: at least four roughly equal installments, no added interest or fees, first payment no… |
Full rules with statute citations: Payday Loans in Louisiana. Cities in Louisiana cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Shreveport
Most Shreveport applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Shreveport
What Shreveport borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Loans for your situation
How to get a payday loan in Shreveport
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Louisiana.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Louisiana does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Shreveport
66 FDIC-insured bank branches from 21 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Regions Bank | 8 | 4740 Line Ave, Shreveport 71106 |
| Home Federal Bank | 7 | 222 Florida St, Shreveport 71105 |
| JPMorgan Chase Bank, National Association | 7 | 1673 E 70th St, Shreveport 71105 |
| The Huntington National Bank | 6 | 6025 Line Ave, Shreveport 71106 |
| Community Bank of Louisiana | 4 | 9201 Walker Rd, Shreveport 71118 |
| Red River Bank | 4 | 401 Market St, Shreveport 71101 |
| Capital One, National Association | 3 | 9181 Mansfield Rd, Shreveport 71118 |
| Bonvenu Bank, National Association | 3 | 9237 Mansfield Rd, Shreveport 71118 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Shreveport
39 credit-union locations from 16 credit unions.
| Credit union | Location |
|---|---|
| Campus | 1501 Kings Hwy, Shreveport 71103 |
| Carter | 6885 Bert Kouns Ind Loop, Shreveport 71129 |
| Aneca | 4361 Youree Dr, Shreveport 71105 |
| Post Office Employees | 2443 Texas Ave, Shreveport 71103 |
| Caddo Parish Teachers | 4625 Hearne Ave, Shreveport 71108 |
| Barksdale | 200 N Main St, Shreveport 71107 |
| Red River Employees | 5895 N Market St, Shreveport 71107 |
| Bossier | 8701 Business Park Dr, Shreveport 71105 |
| Willis Knighton | 8400 Mansfield Rd, Shreveport 71108 |
| Wesla | 2921 Williamson Way, Shreveport 71118 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Caddo Parish · Bossier Parish · Personal Loans in Shreveport · Title Loans in Shreveport
Frequently asked questions
Can I get a payday loan in Shreveport, LA?
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La. You can request one online from Shreveport through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Shreveport?
For September 1, 2026 to August 31, 2027, the most a lender may pay you on a payday loan (deferred presentment) is $740; a 'small loan' is limited to $370. The statute set these at $700 and $350, and OFI adjusts them for inflation every September 1.
How fast can I get a payday loan in Shreveport?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Is a payday loan secured or unsecured?
A payday loan is an unsecured loan. You don't put up a car, home or other property as collateral. Instead, lenders base their decision mainly on your income and checking account, and repayment is usually scheduled from that account on your due date. That keeps the process quick, since there's nothing to appraise. Shreveport residents can see if they qualify in about 3 minutes.
How do I get a payday loan in Shreveport, LA?
Have a few basics ready: a government-issued ID, proof of regular income, an active checking account, and a working phone number and email. Then complete our secure online form. Lenders review your request, and many give a decision within minutes. If you're approved, you'll see the full terms before signing. Most Shreveport borrowers can finish the form in about 3 minutes.
Do payday lenders in Shreveport check your credit?
Most payday lenders check something, but it often isn't a traditional credit report. Many focus on income and banking history and may use alternative credit data or a soft check instead of a hard pull from the major bureaus. Each lender sets its own process and will tell you what it reviews. Submitting our form is free, and you can see if you qualify in about 3 minutes.
Is a payday loan installment or revolving credit?
A traditional payday loan is neither. It's a single-payment loan: you borrow a set amount and repay it, plus the fee, in one payment on your due date. An installment loan spreads repayment over several scheduled payments, and revolving credit, like a credit card, lets you borrow repeatedly up to a limit. Depending on Louisiana rules, lenders may offer payday or installment options. Compare them in about 3 minutes.
Is a payday loan the same as a cash advance?
The terms are often used interchangeably. A payday loan is sometimes called a cash advance because it advances money against your next paycheck. A credit card cash advance is different: you withdraw cash against your card's credit limit, which requires available credit on a card. If you don't have card credit to tap, a payday loan through our network is a fast option. Check your options in about 3 minutes.
Do I need to visit a store in Shreveport?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.