Payday loans in Hazel Park, MI
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hazel Park, MI.
The median household in Hazel Park earns $67,073 a year, 8% below the Michigan median of $72,875. About 12% of residents live below the federal poverty line, and 33.9% of households rent their home. When an unexpected bill hits before payday, Hazel Park residents can request $100 to $1,000 online in minutes.
Michigan law that applies in Hazel Park
| Maximum loan | A licensee may make one payday loan to you for any amount up to $600 (fees not included). |
|---|---|
| Fee cap | The service fee may not exceed 15% of the first $100, 14% of the second $100, 13% of the third $100, 12% of the fourth $100 and 11% of the fifth and sixth $100 - $76 on a $600 loan - plus any allowed database verification fee. |
| Rollovers | A lender may not renew a payday loan. |
| Loans at once | You may have only one open payday loan with a given lender and no more than two open payday loans in total. |
| Payment plan | If you take 8 payday loans from any lender(s) in a 12-month period, you can ask (within 30 days after the due date) to repay the eighth and later loans in 3 equal installments due on your next 3 paydays. |
Full rules with statute citations: Payday Loans in Michigan. Cities in Michigan cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Hazel Park
Lenders that serve Hazel Park typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Hazel Park
What Hazel Park borrowers use it for
keep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
How to get a payday loan in Hazel Park
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Michigan.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Michigan does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Hazel Park
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| PNC Bank, National Association | 1 | 22711 S Chrysler Dr, Hazel Park 48030 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Oakland County
138 credit-union locations from 45 credit unions.
| Credit union | Location |
|---|---|
| Michigan State University | Oakland Center, Suite 148, Rochester 48309 |
| Integra First | 30230 Orchard Lake Rd, Farmington Hills 48334 |
| Peoples Advantage | 30230 Orchard Lake Rd, Farmington Hills 48334 |
| Afena | 30230 Orchard Lake Rd, Farmington Hills 48334 |
| Southeast Michigan State Employees | 6230 Orchard Lake Rd, West Bloomfield 48322 |
| Lake Michigan | 34391 W 12 Mile Rd, Farmington Hills 48331 |
| Genisys | 2100 Executive Hills Dr, Auburn Hills 48326 |
| Dfcu Financial | 2765 Commerce Xing, Commerce Township 48390 |
| Lake Trust | 2550 N Squirrel Rd, Auburn Hills 48326 |
| Michigan Schools And Government | 4555 Investment Dr, Troy 48098 |
| Michigan First | 27000 Evergreen Rd, Lathrup Village 48076 |
| Dort Financial | 5600 Crooks Rd Ste 101, Troy 48098 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Oakland County · Personal Loans in Hazel Park
Frequently asked questions
Can I get a payday loan in Hazel Park, MI?
Payday loans (deferred presentment service transactions) are legal in Michigan from lenders licensed under the Deferred Presentment Service Transactions Act (2005 PA 244), with a $600 cap per loan, a tiered fee limit, a 31-day maximum term and a statewide database. You can request one online from Hazel Park through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Hazel Park?
A licensee may make one payday loan to you for any amount up to $600 (fees not included).
How fast can I get a payday loan in Hazel Park?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Do payday loans show up on your credit report?
Many payday lenders do not report regular, on-time payments to the three major credit bureaus, so the loan often doesn't appear on a standard credit report. Some lenders and specialty bureaus do track short-term loans, and an unpaid balance sent to collections can be reported. Your lender explains its reporting policy in the loan agreement. Ready to compare offers in Hazel Park? Our form takes about 3 minutes.
Is a payday loan secured or unsecured?
A payday loan is an unsecured loan. You don't put up a car, home or other property as collateral. Instead, lenders base their decision mainly on your income and checking account, and repayment is usually scheduled from that account on your due date. That keeps the process quick, since there's nothing to appraise. Hazel Park residents can see if they qualify in about 3 minutes.
Where can I get a payday loan in Hazel Park?
You can visit a storefront in Hazel Park or request a loan online without leaving home. Our free form sends one request to multiple lenders in our network, so you don't have to apply store by store. If a lender makes you an offer, you review the terms and decide whether to accept, with no obligation. It takes about 3 minutes to see if you qualify.
What is a payday advance loan?
A payday advance loan is another name for a payday loan: a short-term advance on your next paycheck. You borrow a small amount and repay it, plus a fee, when you're next paid. The process is quick because lenders look mainly at your income and checking account. Hazel Park residents can request a payday advance online through our network in about 3 minutes.
Do payday loans affect your credit score?
Usually only a little, if at all. Because many payday lenders don't use a traditional hard credit pull and often don't report to the major bureaus, a payday loan repaid on time typically has little effect on your score. A balance that goes unpaid and reaches collections could hurt it, so borrow an amount you can repay on your due date. Hazel Park residents can see their options with our 3-minute form.
Do I need to visit a store in Hazel Park?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.