Personal loans in Hazel Park, MI
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hazel Park, MI.
The median household in Hazel Park earns $67,073 a year, 8% below the Michigan median of $72,875. About 12% of residents live below the federal poverty line, and 33.9% of households rent their home.
Michigan law that applies in Hazel Park
| Rate cap | A licensed lender may charge interest up to the Credit Reform Act limit of 25% a year. |
|---|---|
| License required | Lenders making loans under the Regulatory Loan Act must be licensed (the Act refers to 'licensees'). |
Full rules with statute citations: Personal Loans in Michigan. Cities in Michigan cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Hazel Park
Lenders that serve Hazel Park typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Hazel Park
What Hazel Park borrowers use it for
gifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
How to get a personal loan in Hazel Park
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Hazel Park
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| PNC Bank, National Association | 1 | 22711 S Chrysler Dr, Hazel Park 48030 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Oakland County
138 credit-union locations from 45 credit unions.
| Credit union | Location |
|---|---|
| Michigan State University | Oakland Center, Suite 148, Rochester 48309 |
| Integra First | 30230 Orchard Lake Rd, Farmington Hills 48334 |
| Peoples Advantage | 30230 Orchard Lake Rd, Farmington Hills 48334 |
| Afena | 30230 Orchard Lake Rd, Farmington Hills 48334 |
| Southeast Michigan State Employees | 6230 Orchard Lake Rd, West Bloomfield 48322 |
| Lake Michigan | 34391 W 12 Mile Rd, Farmington Hills 48331 |
| Genisys | 2100 Executive Hills Dr, Auburn Hills 48326 |
| Dfcu Financial | 2765 Commerce Xing, Commerce Township 48390 |
| Lake Trust | 2550 N Squirrel Rd, Auburn Hills 48326 |
| Michigan Schools And Government | 4555 Investment Dr, Troy 48098 |
| Michigan First | 27000 Evergreen Rd, Lathrup Village 48076 |
| Dort Financial | 5600 Crooks Rd Ste 101, Troy 48098 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Oakland County · Payday Loans in Hazel Park
Frequently asked questions
Can I get a personal loan with bad credit in Hazel Park?
Possibly. Lenders in our network consider applicants with fair and bad credit across Michigan, including Hazel Park. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Hazel Park, MI?
25% APR cap for licensed lenders, plus processing fee up to 5%.
How fast can I get a personal loan in Hazel Park?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Where can I find a loan for bad credit in Hazel Park?
You can apply at local banks and lenders in Hazel Park, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
How do installment loans work in Hazel Park?
You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. Hazel Park residents can see installment loan offers with our free 3-minute form.
How long does it take to get a personal loan in Hazel Park?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Hazel Park.
How can I get an emergency loan in Hazel Park?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Hazel Park with our free 3-minute form.
Do I need to visit a store in Hazel Park?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.