Payday loans in Tallmadge, OH
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Tallmadge, OH.
The median household in Tallmadge earns $89,410 a year, 25% above the Ohio median of $71,389. About 5% of residents live below the federal poverty line, and 17.3% of households rent their home. When an unexpected bill hits before payday, Tallmadge residents can request $100 to $1,000 online in minutes.
Ohio law that applies in Tallmadge
| Maximum loan | A short-term loan may not exceed $1,000. |
|---|---|
| Fee cap | Interest is capped at 28% a year. |
| Rollovers | A lender may refinance a short-term loan only if the new loan stays within the 28% interest cap and no monthly maintenance fee is charged on it. |
| Loans at once | A lender (or its affiliates or employees) may not make you a new short-term loan while you still owe it one, except a permitted refinance. |
Full rules with statute citations: Payday Loans in Ohio. Cities in Ohio cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Tallmadge
Lenders that serve Tallmadge typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Tallmadge
What Tallmadge borrowers use it for
handle the unexpected the same week
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Loans for your situation
How to get a payday loan in Tallmadge
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Ohio.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Ohio does not set a single per-$100 fee cap for this product; check the lender's disclosure. $15 per $100 is shown as an example.
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Tallmadge
5 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Fifth Third Bank, National Association | 1 | 40 North Ave, Tallmadge 44278 |
| PNC Bank, National Association | 1 | 100 East Ave, Tallmadge 44278 |
| The Huntington National Bank | 1 | 27 Northwest Ave, Tallmadge 44278 |
| KeyBank National Association | 1 | 76 Tallmadge Cir, Tallmadge 44278 |
| U.S. Bank National Association | 1 | 600 South Ave, Tallmadge 44278 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Tallmadge
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| New Horizon | 140 N Munroe Rd, Tallmadge 44278 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Summit County · Portage County · Personal Loans in Tallmadge
Frequently asked questions
Can I get a payday loan in Tallmadge, OH?
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019). You can request one online from Tallmadge through our network; approval and terms are set by the lender.
How much can I borrow with a payday loan in Tallmadge?
A short-term loan may not exceed $1,000.
How fast can I get a payday loan in Tallmadge?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Do payday loans show up on your credit report?
Many payday lenders do not report regular, on-time payments to the three major credit bureaus, so the loan often doesn't appear on a standard credit report. Some lenders and specialty bureaus do track short-term loans, and an unpaid balance sent to collections can be reported. Your lender explains its reporting policy in the loan agreement. Ready to compare offers in Tallmadge? Our form takes about 3 minutes.
Do payday lenders in Tallmadge check your credit?
Most payday lenders check something, but it often isn't a traditional credit report. Many focus on income and banking history and may use alternative credit data or a soft check instead of a hard pull from the major bureaus. Each lender sets its own process and will tell you what it reviews. Submitting our form is free, and you can see if you qualify in about 3 minutes.
Where can I get a payday loan in Tallmadge?
You can visit a storefront in Tallmadge or request a loan online without leaving home. Our free form sends one request to multiple lenders in our network, so you don't have to apply store by store. If a lender makes you an offer, you review the terms and decide whether to accept, with no obligation. It takes about 3 minutes to see if you qualify.
What is a payday loan in Tallmadge?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Tallmadge can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Ohio rules. See if you qualify in about 3 minutes.
What is a payday advance loan?
A payday advance loan is another name for a payday loan: a short-term advance on your next paycheck. You borrow a small amount and repay it, plus a fee, when you're next paid. The process is quick because lenders look mainly at your income and checking account. Tallmadge residents can request a payday advance online through our network in about 3 minutes.
Do I need to visit a store in Tallmadge?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.