Payday loans in Beaverton, OR
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Beaverton, OR.
The median household in Beaverton earns $98,622 a year, 19% above the Oregon median of $83,011. About 10% of residents live below the federal poverty line, and 49.5% of households rent their home. When an unexpected bill hits before payday, Beaverton residents can request $100 to $1,000 online in minutes.
Oregon law that applies in Beaverton
| Fee cap | Interest may not exceed 36% a year. |
|---|---|
| Rollovers | No more than two renewals. |
| Loans at once | Lenders must use a state loan tracking system, and may charge you only what the system's vendor charges them. |
Full rules with statute citations: Payday Loans in Oregon. Cities in Oregon cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a payday loan in Beaverton
Here's what to have on hand before you start your payday loan request in Beaverton:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Beaverton
What Beaverton borrowers use it for
gifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Loans for your situation
How to get a payday loan in Beaverton
- Pick an amount and fill out the short form (about 3 minutes).
- We share your request with lenders in our network that serve Oregon.
- If a lender approves you, you'll see the fee, APR and due date before you sign.
- Funds are deposited to your bank account, often the next business day.
Estimate your cost
How much will I repay?
Oregon caps the fee at $10 per $100 (state law).
Estimate only. Your lender shows your exact cost before you sign.
Banks and credit unions in the area
Banks with branches in Beaverton
20 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 3 | 11601 Sw Beaverton Hillsdale Hwy, Beaverton 97005 |
| U.S. Bank National Association | 3 | 4505 Sw Hall Blvd, Beaverton 97005 |
| BMO Bank National Association | 3 | 9950 Sw Nimbus Ave, Beaverton 97008 |
| JPMorgan Chase Bank, National Association | 3 | 14700 Sw Teal Blvd, Beaverton 97007 |
| Bank of America, National Association | 2 | 12280 Sw Canyon Rd, Beaverton 97005 |
| KeyBank National Association | 1 | 4735 Sw Hall Blvd, Beaverton 97005 |
| Columbia Bank | 1 | 12255 Southwest First Street, Beaverton 97005 |
| Heritage Bank | 1 | 9515 Ne Windsor St, Beaverton 97006 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Beaverton
12 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 2929 Sw Cedar Hills Blvd Bldg 19, Beaverton 97005 |
| Onpoint Community | 2755 Sw Cedar Hills Blvd Ste 100, Beaverton 97005 |
| Peak | 2597 Sw Cedar Hills Blvd Ste 110, Beaverton 97005 |
| Rivermark Community | 2905 Sw Cedar Hills Blvd, Beaverton 97005 |
| Unitus Community | 3215 Sw Cedar Hills Blvd, Beaverton 97005 |
| Oregonians | 11240 Sw Allen Blvd, Beaverton 97005 |
| Nw Priority | 4875 Sw Griffith Dr Ste 105, Beaverton 97005 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Washington County · Personal Loans in Beaverton · Title Loans in Beaverton
Frequently asked questions
Can I get a payday loan in Beaverton, OR?
Payday loans are legal in Oregon from lenders licensed by the Division of Financial Regulation under ORS chapter 725A. You can request one online from Beaverton through our network; approval and terms are set by the lender.
How much does a $300 payday loan cost in Beaverton?
At Oregon's cap of $10 per $100, the fee on $300 is $30, so you would repay $330 on your due date.
How fast can I get a payday loan in Beaverton?
The form takes about three minutes and many lenders decide within minutes. If you're approved and sign before the lender's cutoff, funds are often deposited the next business day.
Is a payday loan the same as a cash advance?
The terms are often used interchangeably. A payday loan is sometimes called a cash advance because it advances money against your next paycheck. A credit card cash advance is different: you withdraw cash against your card's credit limit, which requires available credit on a card. If you don't have card credit to tap, a payday loan through our network is a fast option. Check your options in about 3 minutes.
How do payday loans work in Beaverton?
You fill out a short online request, a lender reviews your income and banking details, and if you're approved you see the amount, fee and due date before you sign. Funds are typically deposited into your checking account, often by the next business day. On your due date, repayment is usually taken from that same account. Beaverton residents can start the process online in about 3 minutes.
Do payday loans show up on your credit report?
Many payday lenders do not report regular, on-time payments to the three major credit bureaus, so the loan often doesn't appear on a standard credit report. Some lenders and specialty bureaus do track short-term loans, and an unpaid balance sent to collections can be reported. Your lender explains its reporting policy in the loan agreement. Ready to compare offers in Beaverton? Our form takes about 3 minutes.
Do payday lenders in Beaverton check your credit?
Most payday lenders check something, but it often isn't a traditional credit report. Many focus on income and banking history and may use alternative credit data or a soft check instead of a hard pull from the major bureaus. Each lender sets its own process and will tell you what it reviews. Submitting our form is free, and you can see if you qualify in about 3 minutes.
What is a payday loan in Beaverton?
A payday loan is a small, short-term loan, usually a few hundred dollars, that you repay in one payment on or around your next payday. Borrowers in Beaverton can request one online from home instead of visiting a storefront. Through our free form you can be matched with lenders in our network, with amounts depending on the lender and Oregon rules. See if you qualify in about 3 minutes.
Do I need to visit a store in Beaverton?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.